226 Cummings St, Uvalde, TX 78801 Property Records

Uvalde County property record for 226 Cummings St, Uvalde, TX 78801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,380 sqft · built 1950
Lot Size	0.374 acres (16,270 sqft)
Owner	Individual Name on Record
Last Sale	$223,133 (Oct 2023)
Tax Bill	$3,469 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10800-0006-00`

Property Details

APN / Parcel Number

Primary APN	`10800-0006-00`
Alternative APN	`14258`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Roof Type	Hip
Lot Area	16,270 sqft (0.374 acres)
Lot Dimensions	187 ft deep x 87 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10800-0006-00
Street Address	226 CUMMINGS ST
City	UVALDE
State	TX
Zip	78801-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10800 OATOUT SUBDIVISION LOT A42
Legal Subdivision	OATOUT SUBDIVISION
Legal Lot Number	A42
Jurisdiction	UVALDE TX
Township / Civil Division	UVALDE
Census Block Group	4
Census Block	4019
Census Tract	950300

Owner

Source: Uvalde County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 CUMMINGS ST, UVALDE, TX 78801-4329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATEWAY FIRST BANK
Oct 11, 2023	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK
Oct 16, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Apr 18, 2022
Deed Document Number	202320085
Prior Transfer Date	May 23, 2011
Prior Transfer Doc	2011001555
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UVALDE TX
Property Address	226 CUMMINGS ST, UVALDE, TX 78801-4329
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023020087
Date	Oct 11, 2023
Instrument	2023020087

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UVALDE TX
Recording Date	Oct 11, 2023
Property Address	226 CUMMINGS ST, UVALDE, TX 78801-4329
Document Number	2023020085
Map Reference	VOL 312 PG 352-354
Instrument Date	Oct 11, 2023
Instrument	2023020085
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CUMMINGS ST, UVALDE, TX 78801-4329

Mortgage

Document Number	2023020086
Date	Oct 11, 2023
Instrument	2023020086

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UVALDE TX
Property Address	226 CUMMINGS ST, UVALDE, TX 78801-4329
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003120
Date	Oct 16, 2018
Instrument	2018003120

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

Source: Uvalde County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Uvalde County
Municipality	Uvalde City
Unified School District	Uvalde Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,469.00 (+39.49%)	$174,334 (-) Land $44,203 Building $130,131	$174,334 (-) Land $44,203 Building $130,131
2025	$2,487.00 (-29.37%) Homeowner's exemption	$174,334 (+1.36%) Land $44,203 Building $130,131	$174,334 (+1.36%) Land $44,203 Building $130,131
2023	$3,521.00	$171,995 Land $35,792 Building $136,203	$171,995 Land $35,792 Building $136,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–1997)
Most Recent Claim	Jun 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UVALDE serves 17,450 people · EPA ID TX2320002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Lyte Fiber, Vero Fiber.

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