226 Cszonka Rd, Franklin, NC 28734 Property Records

Macon County property record for 226 Cszonka Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,288 sqft · built 1986
Lot Size	1.48 acres (64,469 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Aug 2020)
Tax Bill	$1,173 (2026)
Deeds & Mortgages	Jun 2021 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6596525585`

Property Details

APN / Parcel Number

Primary APN	`6596525585`
Alternative APNs	`0110673` `149751`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,288 sqft Heated Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	149751
Street Address	226 CSZONKA RD
City	FRANKLIN
State	NC
Zip	28734-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 8 RESUB OF LOT 5 BLK C RIVERBEND EST
Legal Subdivision	RIVERBEND ESTATES
Legal Block	C
Legal Lot Number	5,8
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1026
Census Tract	970303

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	226 CSZONKA RD, FRANKLIN, NC 28734-6622
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Intrafamily Transfer, Transfer
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Oct 13, 2005 · Amount on Record
Deed Document Number	20205855
Deed Book / Page	40 / 108
Last Transfer Date	May 3, 2021
Transfer Doc	000Z40/882
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jun 9, 2021
Property Address	226 CSZONKA RD, FRANKLIN, NC 28734-6622
Document Number	000Z40/882
Book / Page	Z-40 / 882
Map Reference	CAB 1 SL 87 PG 10
Instrument Date	May 3, 2021
Instrument	2021005561
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	226 CSZONKA RD, FRANKLIN, NC 28734-6622

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 20, 2020
Property Address	226 CSZONKA RD, FRANKLIN, NC 28734-6622
Document Number	000D40/108
Book / Page	D-40 / 108
Map Reference	CAB 1 SL 87 PG 10
Instrument Date	Aug 8, 2020
Instrument	2020005855
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CSZONKA RD, FRANKLIN, NC 28734-6622

Mortgage

Document Number	2020005856
Date	Aug 20, 2020
Instrument	2020005856

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,173.00	$309,840 (-) Land $49,290 Building $260,550	$309,840 (-) Land $49,290 Building $260,550
2025	$1,173.00 (+6.06%)	$309,840 (-) Land $49,290 Building $260,550	$309,840 (-) Land $49,290 Building $260,550
2023	$1,106.00	$309,840 Land $49,290 Building $260,550	$309,840 Land $49,290 Building $260,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE HILLS private · serves 74 people · EPA ID NC0157150
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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