226 Cotorro Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 226 Cotorro Ln, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,272 sqft Living Area
Lot Size16,117 sqft (0.37 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2017)
Tax Bill$1,921.00 (2025)

Property Details

APN / Parcel Number

Primary APN270131-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,272 sqft Living Area
Gross Area2,088 sqft Gross Area
1st Floor1,272 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,117 sqft (0.37 acres)
Depth X Width130 ft x 99 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Porch Area312 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address226 COTORRO LN
CitySAINT AUGUSTINE
StateFL
Zip32086-7301
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description11/76-80 ST AUGUSTINE SHORES UNIT ONE REPLAT LOT 6 BLK 31 OR4394/1401
Legal Range30E
Legal Township08S
Legal Section39
Legal SubdivisionST. AUGUSTINE SHORES UNIT ONE REPLAT
Legal Block31
Legal Lot Number6
Legal Unit1
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup1
Census Block1007
Census Tract21210

Owner

Source: St. Johns County records · APN 270131-0060

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address226 COTORRO LN, SAINT AUGUSTINE, FL 32086-7301
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 24, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
VYSTAR CU
Jun 26, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2017 · Amount on Record
Deed SaleJun 26, 2017 · Amount on Record
Prior SaleJun 26, 2013 · Amount on Record
Deed Doc Number201743936
Deed Book / Page4394 / 1401
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address226 COTORRO LN, SAINT AUGUSTINE, FL 32086-7301
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 COTORRO LN, SAINT AUGUSTINE, FL 32086-7301
InvestorPossibly a Property Investor

Mortgage

Document Number0054240817
DateNov 19, 2021
Book Page5424/817
Instrument2021125926
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address226 COTORRO LN, SAINT AUGUSTINE, FL 32086-7301
Document Number0047870843
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address226 COTORRO LN ST AUGUSTINE FL 320867301, ST AUGUSTINE, FL 32086-7301

Mortgage

Document Number0047870843
DateAug 29, 2019
Book Page004787/000843
Instrument64468
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 26, 2017
Property Address226 COTORRO LN, SAINT AUGUSTINE, FL 32086-7301
Document Number0043941401
Book / Page004394 / 001401
Instrument DateJun 23, 2017
Instrument43936
Transaction TypeTransfer
Record UpdatedJul 13, 2017
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address226 COTORRO LN ST AUGUSTINE FL 320867301, ST AUGUSTINE, FL 32086-7301

Mortgage

Document Number43941403
DateJun 26, 2017
Book Page004394/001403
Instrument43937
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$160,863 (+2.7%)$273,414 (-1.97%) Land $120,368 Building $153,046
2025$1,921.00 (+15.24%) Homeowner's exemption$156,634 (+2.9%)$278,922 (+0.63%) Land $113,602 Building $165,320
2024$1,667.00 (+2.27%) Homeowner's exemption$152,220 (+3%)$277,172 (+1.69%) Land $113,602 Building $163,570
2023$1,630.00 (+3.89%) Homeowner's exemption$147,786 (+3%)$272,560 (+12.83%) Land $113,602 Building $158,958
2022$1,569.00 Homeowner's exemption$143,482$241,558 Land $73,513 Building $168,045

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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