226 Cooper Dr, Brodhead, KY 40409 Property Records

Rockcastle County property record for 226 Cooper Dr, Brodhead, KY 40409

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$10,000 (Mar 2019)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Jun 2019 Construction Loan Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-90-00-043.36`

Property Details

APN / Parcel Number

Primary APN	`020-90-00-043.36`
Alternative APNs	`1421501` `514401`

Location & Zoning

Account Number	514401
Street Address	226 COOPER DR
City	BRODHEAD
State	KY
Zip	40409-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #36 & HOUSE
Legal Lot Number	36
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1045
Census Tract	950201

Owner

Source: Rockcastle County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 COOPER DR, BRODHEAD, KY 40409-7907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Jul 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Jun 19, 2019	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Mar 12, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	156962
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	226 COOPER DR, BRODHEAD, KY 40409-7907
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M294/175
Date	Jun 19, 2019
Book Page	M294/175
Instrument	159745

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 20, 2020

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	226 COOPER DR, BRODHEAD, KY 40409-7907
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 COOPER DR, BRODHEAD, KY 40409-7907

Mortgage

Document Number	00M303/625
Date	Jul 13, 2020
Book Page	M303/625
Instrument	364421

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2030

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	226 COOPER DR, BRODHEAD, KY 40409-7907
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 OLD BRODHEAD RD, BRODHEAD, KY 40409-8126

Mortgage

Document Number	000294/175
Date	Jun 19, 2019
Book Page	294/175
Instrument	159745

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Mar 12, 2019
Property Address	226 COOPER DR, BRODHEAD, KY 40409-7907
Document Number	000268/273
Book / Page	268 / 273
Map Reference	MB 4 PG 284 SL 509
Instrument Date	Jan 18, 2018
Instrument	156962
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 325, BRODHEAD, KY 40409-0325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 OLD BRODHEAD RD, BRODHEAD, KY 40409-8126
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (+13.55%)	$219,400 (+15.47%)	$219,400 (+15.47%)
2023	$1,572.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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