226 Cook Ave, Hamel, IL 62046 Property Records

Madison County property record for 226 Cook Ave, Hamel, IL 62046

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,064 sqft · built 1955
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Dec 2020)
Tax Bill$2,818 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Jan 2021 Transfer
+ 1 more
APN11-2-10-14-06-104-017

Property Details

APN / Parcel Number

Primary APN11-2-10-14-06-104-017

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address226 COOK AVE
CityHAMEL
StateIL
Zip62046-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOLFF ADD TO HAMEL LOT 25 THRU 28 100X120
Legal SubdivisionWOLFF ADDN
Legal Lot Number25
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4056
Census Tract403801

Owner

226 Cook Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Madison County records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address226 COOK AVE, HAMEL, IL 62046-1040
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2017Deed of Trust, Mortgage · FHA Mortgage
LEADER ONE FINANCIAL CORP
Jan 4, 2021Quit Claim Deed, Transfer
ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC
Dec 28, 2020Warranty Deed, Transfer · Conventional Mortgage
DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2020 · Amount on File
Deed SaleDec 28, 2020 · Amount on File
Prior SaleOct 9, 2007 · Amount on File
Deed Document Number202048231
Prior Transfer DateDec 15, 2020
Prior Transfer Doc0000000434
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address226 COOK AVE, HAMEL, IL 62046-1040
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyABSTRACTS AND TITLES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003950
DateFeb 2, 2017
Instrument2017R03950
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON IL
Recording DateJan 4, 2021
Property Address226 COOK AVE, HAMEL, IL 62046-1040
Document Number0000000434
Instrument DateDec 15, 2020
Instrument434
Transaction TypeTransfer
Record UpdatedMar 22, 2021
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address226 COOK AVE HAMEL IL 620461040, HAMEL, IL 62046-1040

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateDec 28, 2020
Property Address226 COOK AVE, HAMEL, IL 62046-1040
Document Number0000048231
Map ReferencePB 14 PG 22
Instrument DateDec 15, 2020
Instrument2020R48231
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyABSTRACTS & TITLES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 COOK AVE, HAMEL, IL 62046-1040

Mortgage

Document Number0000048232
DateDec 28, 2020
Instrument2020R48232
Lender
NameDELMAR FINANCIAL CO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 226 Cook Ave was $2,818, up 9.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,818.00 (+9.1%)$41,020 Land $12,630 Building $28,390$123,060 Land $37,890 Building $85,170
2024$2,583.00
2022$1,789.00$30,340 Land $9,340 Building $21,000$91,111 Land $28,048 Building $63,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 226 Cook Ave; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Cook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMEL
serves 1,087 people · EPA ID IL1190450
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Madison Communications
Fiber
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30

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