Lorain County property record for 226 Colgate Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,336 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $157,000 (2020) |
| Tax Bill | $3,144.00 (2025) |
Source: Lorain County records · APN 06-25-003-101-015
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 COLGATE AVE, ELYRIA, OH 44035-7116 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Apr 02, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNION HM MTG CORP |
| May 16, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2020 · Amount on Record |
| Deed Sale | Apr 02, 2020 · Amount on Record |
| Prior Sale | May 11, 2012 · Amount on Record |
| Deed Doc Number | 2020001728 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 226 COLGATE AVE, ELYRIA, OH 44035-7116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 226 COLGATE AVE, ELYRIA, OH 44035-7116 |
| Document Number | 0000910554 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023-0910554 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 02, 2020 |
| Property Address | 226 COLGATE AVE, ELYRIA, OH 44035-7116 |
| Document Number | 0000755131 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 755131 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2020 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 COLGATE AVE ELYRIA OH 440357116, ELYRIA, OH 44035-7116 |
| Document Number | 755132 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 755132 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Number | 755133, |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 755133 |
| Name | HOUSING FIN AGCY |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 226 COLGATE AVE, ELYRIA, OH 44035-7116 |
| Document Number | 0000674076 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 226 COLGATE AVE ELYRIA OH 440357116, ELYRIA, OH 44035-7116 |
| Document Number | 0000674076 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 674076 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 | $66,250 (+0.01%) Land $13,200 Building $53,050 | $189,260 (-) Land $37,700 Building $151,560 |
| 2024 | $3,144.00 (+21.16%) | $66,241 (+40.41%) Land $13,195 Building $53,046 | $189,260 (+40.41%) Land $37,700 Building $151,560 |
| 2023 | $2,595.00 (+1.33%) | $47,177 (-0.01%) Land $11,508 Building $35,669 | $134,790 (-) Land $32,880 Building $101,910 |
| 2022 | $2,561.00 | $47,180 Land $11,510 Building $35,670 | |
| 2021 | $134,790 Land $32,880 Building $101,910 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-003-101-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,336 sqft Living Area |
| 1st Floor | 1,336 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 120 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 120 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 20 sqft Porch |
| Canopy Area | 352 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 226 COLGATE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7116 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 1 75 X 120 |
| Legal Subdivision | UNIVERSITY HEIGHTS SUBDIVISION NO 1 |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | PT 8&9 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 71100 |
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