Craighead County property record for 226 Cherry St, Lake City, AR 72437
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,335 sqft |
| Lot Size | 0.383 acres (16,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Nov 2023) |
| Tax Bill | $937 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 07-146213-07500 |
| Primary APN | 07-146213-07500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,701 sqft (0.383 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 460 sqft |
| Porch | Open Porch |
| Porch Area | 79 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 226 CHERRY ST |
|---|---|
| City | LAKE CITY |
| State | AR |
| Zip | 72437-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONES ADD |
| Legal Range | 06 |
| Legal Township | 14 |
| Legal Section | 21 |
| Legal Subdivision | STONES ADD |
| Legal Block | E |
| Legal Lot Number | 13 |
| Jurisdiction | CRAIGHEAD AR |
| Township / Civil Division | LAKE CITY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 900 |
226 Cherry St is owned and occupied by an individual who bought it in November 2023.
Source: Craighead County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 CHERRY ST, LAKE CITY, AR 72437-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 29, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on File |
| Deed Sale | Nov 29, 2023 · Amount on File |
| Prior Sale | Apr 8, 2002 · Amount on File |
| Deed Document Number | 202320995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Property Address | 226 CHERRY ST, LAKE CITY, AR 72437-9714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER |
| Name | Verified Name |
|---|---|
| Address | 226 CHERRY ST, LAKE CITY, AR 72437-9714 |
| Document Number | 2025R003887 |
|---|---|
| Date | Mar 5, 2025 |
| Instrument | 2025R-003887 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Nov 29, 2023 |
| Property Address | 226 CHERRY ST, LAKE CITY, AR 72437-9714 |
| Document Number | 2023R020995 |
| Map Reference | DD 60 PG 623 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023R-020995 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 394, BAY, AR 72411-0394 |
| Name | Verified Name |
|---|---|
| Address | 226 CHERRY ST, LAKE CITY, AR 72437-9714 |
| Document Number | 2023R020996 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023R-020996 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 226 Cherry St was $937 with a homeowner's exemption, down 2.3% from the year before.
Source: Craighead County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Craighead County |
| Municipality | Lake City |
| Unified School District | Riverside School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $937.00 (-2.29%) Homeowner's exemption | $18,910 Land $1,600 Building $17,310 | $94,550 Land $8,000 Building $86,550 |
| 2024 | $959.00 (+170.14%) | ||
| 2023 | $355.00 Homeowner's exemption | $18,910 Land $1,600 Building $17,310 | $94,550 Land $8,000 Building $86,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 226 Cherry St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Cherry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST FRANCIS RIVER REG WATER DD serves 2,465 people · EPA ID AR0000836 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Right Fiber Cable · Fiber in parts of the area | 2,000 / 75 |
| Empower, delivered by CECC Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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