226 Cherry St, Hopkins, MI 49328 Property Records

Allegan County property record for 226 Cherry St, Hopkins, MI 49328

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,186 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Jan 2021)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44-302-002-01`

Property Details

APN / Parcel Number

Primary APN	`44-302-002-01`
Alternative APNs	`03-44-302-002-01` `44-302-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	226 CHERRY ST
City	HOPKINS
State	MI
Zip	49328-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	P/O LOTS 2, 3, & 4 BLOCK 2 HOFFMASTER'S ADDITION DESC AS: BEG AT NW COR LOT 2 TH S 89DEG 01'46 E 172.01'; TH S 00DEG 00'14 W 80'; TH N 89DEG 01'46 W 40'; TH S 00DEG 00'14 W 27'; TH N 89DEG 02'47 W 72.96'; TH S 00DEG 03'04 W 5.46'; TH N 88DEG 59'21 W
Legal Range	12W
Legal Township	03N
Legal Section	19
Legal Subdivision	HOFFMASTERS ADD
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOPKINS
Census Block Group	2
Census Block	2046
Census Tract	30600

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 CHERRY ST, HOPKINS, MI 49328-9531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Oct 31, 2016	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 5, 2024	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Jul 21, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	20212204
Deed Book / Page	4569 / 692
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	226 CHERRY ST, HOPKINS, MI 49328-9531
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CHERRY ST, HOPKINS, MI 49328-9531

Mortgage

Document Number	004667/860
Date	Sep 7, 2021
Book Page	4667/860

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	226 CHERRY ST, HOPKINS, MI 49328-9531
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004081/723
Date	Oct 31, 2016
Book Page	4081/723

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2031

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	226 CHERRY ST, HOPKINS, MI 49328-9531
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CHERRY ST, HOPKINS, MI 49328-9531

Mortgage

Document Number	004924/377
Date	Mar 5, 2024
Book Page	4924/377
Instrument	2024002756

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 13, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	10 Years
Index	FHLBNY's 5-Year Index

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 21, 2021
Property Address	226 CHERRY ST, HOPKINS, MI 49328-9531
Document Number	004647/690
Book / Page	4647 / 690
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 OAK ST, 115, HOPKINS, MI 49328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CHERRY ST, HOPKINS, MI 49328-9531

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 26, 2021
Property Address	226 CHERRY ST, HOPKINS, MI 49328-9531
Document Number	004569/692
Book / Page	4569 / 692
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 CHERRY ST, HOPKINS, MI 49328-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CHERRY ST, HOPKINS, MI 49328-9531

Mortgage

Document Number	0004569696
Date	Jan 26, 2021
Instrument	4569/696

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Hopkins Township
Municipality	Hopkins Village
Unified School District	Hopkins Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,900 (+27.45%) Land $44,300 Building $93,600	$275,800 (+27.45%) Land $88,600 Building $187,200
2025	$4,471.00 (+23.51%)
2023		$108,200 Land $25,900 Building $82,300	$216,400 Land $51,800 Building $164,600
2022	$3,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: 123.NET.

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