226 Cape Harbour Loop, Unit 108, Bradenton, FL 34212 Property Records

Manatee County property record for 226 Cape Harbour Loop, Unit 108, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,200 sqft · built 2006
Lot Size	2.16 acres (94,174 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (Jun 2019)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`11024-1120-9`

Property Details

APN / Parcel Number

Primary APN	`11024-1120-9`
Alternative APN	`3418261102411209`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,174 sqft
View / Lot	End Unit

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	226 CAPE HARBOUR LOOP, 108
City	BRADENTON
State	FL
Zip	34212-2115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 1408 BLDG 14 THE TOWNHOMES AT LIGHTHOUSE COVE IV A CONDO LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & 239/369 PI#11024.1120/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE IV
Legal Tract	01102403
Legal Block	14
Legal Lot Number	1408
Legal Unit	1408
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

226 Cape Harbour Loop, Unit 108 is owned and occupied by an individual who bought it in June 2019.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	226 CAPE HARBOUR LOOP, 108, BRADENTON, FL 34212-2115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Jun 17, 2019	Warranty Deed, Transfer NORTH AMERICAN TITLE
Mar 15, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Prior Sale	Apr 14, 2015 · Amount on File
Deed Document Number	201958936
Deed Book / Page	2787 / 3148
Prior Transfer Date	Feb 20, 2015
Prior Transfer Doc	0025593536
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	226 CAPE HARBOUR LOOP UNIT 108, 108, BRADENTON, FL 34212-2115
Document Number	0027873150
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 RIVER PRESERVE CT BRADENTON FL 342087465, BRADENTON, FL 34208-7465

Mortgage

Document Number	0027873150
Date	Jun 17, 2019
Book Page	002787/003150
Instrument	41058937

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 17, 2019
Property Address	226 CAPE HARBOUR LOOP UNIT 108, 108, BRADENTON, FL 34212-2115
Document Number	0027873148
Book / Page	002787 / 003148
Instrument Date	May 23, 2019
Instrument	41058936
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,084.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CAPE HARBOUR LOOP #108 BRADENTON FL 342122115, 108, BRADENTON, FL 34212-2115

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	226 CAPE HARBOUR LOOP UNIT 108, 108, BRADENTON, FL 34212-2115
Document Number	0026664438
Book / Page	002666 / 004438
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CAPE HARBOUR LOOP #108 BRADENTON FL 342122115, 108, BRADENTON, FL 34212-2115

Mortgage

Document Number	0026664438
Date	Mar 29, 2017
Book Page	002666/004438
Instrument	41028169

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 28, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 226 Cape Harbour Loop, Unit 108 was $1,962 with a homeowner's exemption, up 4.3% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,513 (+2.7%)	$176,716 (-7.6%) Building $176,716
2025	$1,962.00 (+4.31%) Homeowner's exemption	$136,819	$191,250 Building $191,250
2024	$1,881.00 (+1.46%)
2023	$1,854.00 (+3.23%) Homeowner's exemption	$129,090 (+3%)	$225,250 (+23.29%) Building $225,250
2022	$1,796.00 Homeowner's exemption	$125,330	$182,700 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Cape Harbour Loop, Unit 108 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Cape Harbour Loop, Unit 108 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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