Calvert County property record for 226 Bowie Trl, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1989 |
| Lot Size | 0.451 acres (19,679 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,600 (Sep 1999) |
| Tax Bill | $3,384 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-135341 |
| Primary APN | 01-135341 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Total Area |
| Basement Area | 979 sqft |
| Finished Basement | 979 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,679 sqft (0.451 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 135341 |
|---|---|
| Street Address | 226 BOWIE TRL |
| City | LUSBY |
| State | MD |
| Zip | 20657-2599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 1 SEC 2G CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 861003 |
226 Bowie Trl is owned and occupied by an individual who bought it in September 1999.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 BOWIE TRL, LUSBY, MD 20657-2599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 1999 · Amount on File |
| Deed Sale | Sep 29, 1999 · Amount on File |
| Prior Sale | Jul 31, 1989 · Amount on File |
| Deed Document Number | 1999818 |
| Deed Book / Page | 1212 / 574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 226 BOWIE TRL, LUSBY, MD 20657-2599 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | VETERAN EXPRESS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0062420350 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 6242/350 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 226 Bowie Trl was $3,384 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,300 Land $55,200 Building $239,100 | $294,300 Land $55,200 Building $239,100 | |
| 2025 | $3,384.00 | ||
| 2023 | $2,398.00 Homeowner's exemption | $230,800 Land $55,200 Building $175,600 | $230,800 Land $55,200 Building $175,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Bowie Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Bowie Trl is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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