226 Baxter Ln, Moyock, NC 27958 Property Records

Currituck County property record for 226 Baxter Ln, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,826 sqft · built 2013
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jun 2020)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8120-92-6743`

Property Details

APN / Parcel Number

Primary APN	`8120-92-6743`
Alternative APNs	`0009000025F0000` `000154855` `8120-92`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,826 sqft Total Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Detached
Garage Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000154855
Street Address	226 BAXTER LN
City	MOYOCK
State	NC
Zip	27958-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-SFM
Legal Description	AMENDED LOT 4 MINOR SUBD FOR FARMS & TIMBERLAND INC
Legal Subdivision	MINOR SUBD
Legal Lot Number	4
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1008
Census Tract	110202

Owner

226 Baxter Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	226 BAXTER LN, MOYOCK, NC 27958-8613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jun 17, 2020	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	May 9, 2014 · Amount on File
Deed Document Number	2020352073
Deed Book / Page	1540 / 557
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	226 BAXTER LN, MOYOCK, NC 27958-8613
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016050098
Date	Mar 8, 2021
Book Page	1605/98
Instrument	361632

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	226 BAXTER LN, MOYOCK, NC 27958-8613
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017560744
Date	Dec 29, 2023
Book Page	1756/744
Instrument	386783

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	226 BAXTER LN, MOYOCK, NC 27958-8613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014380298
Date	Mar 23, 2018
Book Page	1438/298
Instrument	334896

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2048

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 17, 2020
Property Address	226 BAXTER LN, MOYOCK, NC 27958-8613
Document Number	0015400557
Book / Page	1540 / 557
Map Reference	CAB M SL 130
Instrument Date	Jun 3, 2020
Instrument	352073
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 BAXTER LN, 226, MOYOCK, NC 27958-8613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 BAXTER LN, MOYOCK, NC 27958-8613

Mortgage

Document Number	352074
Date	Jun 17, 2020
Instrument	352074

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 226 Baxter Ln was $3,136, up 0.9% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,136.00 (+0.87%)	$453,100 (+1.07%) Land $86,000 Building $367,100
2024	$3,109.00 (+9.86%)	$448,300 (-) Land $86,000 Building $362,300
2023	$2,830.00 (+16.65%)	$448,300 (-) Land $86,000 Building $362,300	$448,300 (-) Land $86,000 Building $362,300
2022	$2,426.00	$448,300 Land $86,000 Building $362,300	$448,300 (-1.06%) Land $86,000 Building $362,300
2021			$453,100 Land $86,000 Building $367,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Baxter Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Baxter Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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