226 Back Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 226 Back Rd, Ocracoke, NC 27960

Property Summary

Property Type	Office Building
Details	2,534 sqft · built 1941
Lot Size	0.619 acres (27,000 sqft)
Owner	Company Name on File
Last Sale	$520,000 (May 2016)
Tax Bill	$2,842 (2023)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`9500398565`

Property Details

APN / Parcel Number

Primary APN	`9500398565`
Alternative APN	`798`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,534 sqft Gross Area
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,000 sqft (0.619 acres)
Lot Dimensions	180 ft deep x 150 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	332 sqft
Deck Area	84 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	798
Street Address	226 BACK RD
City	OCRACOKE
State	NC
Zip	27960
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	2
Legal Description	LOT & HOUSE150X180
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3030
Census Tract	920101

Owner

Source: Hyde County records · APN 9500398565

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1055, OCRACOKE, NC 27960-1055
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2016 · Amount on Record
Deed Sale	May 11, 2016 · Amount on Record
Deed Document Number	0026900059
Deed Book / Page	000269 / 00059
Record Updated	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	226 BACK RD, OCRACOKE, NC 27960
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MISS ELECIA LN, OCRACOKE, NC 27960-1279

Mortgage

Document Number	000292/141
Date	Sep 02, 2021
Book Page	292/141
Instrument	409818

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	OCRACOKE, NC 27960

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hyde County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,842.00	$327,261 Land $204,000 Building $123,261	$327,261 Land $204,000 Building $123,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10
Ocracoke Cable TV Cable	10 / 1

Based on FCC filings for 307 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.