226 B B Long Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 226 B B Long Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,358 sqft · built 1978
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$2,789 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN7558-55-3794

Property Details

APN / Parcel Number

Primary APN7558-55-3794
Alternative APN
  • 14260

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,358 sqft Heated Area
1st Floor Area2,899 sqft
Basement Area2,699 sqft
Unfinished Basement2,699 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area539 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address226 B B LONG RD
CityCULLOWHEE
StateNC
Zip28723-9520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBB LONG RD
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group5
Census Block5020
Census Tract950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address226 B B LONG RD, CULLOWHEE, NC 28723-9520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address226 B B LONG RD, CULLOWHEE, NC 28723-9520
Transaction TypeMortgage
Record UpdatedMar 18, 2022
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 B B LONG RD, CULLOWHEE, NC 28723-9520

Mortgage

Document Number0023261734
DateFeb 10, 2022
Book Page2326/1734
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$733,949 (+52.4%) Land $102,210 Building $631,739
2025$2,789.00 (+52.4%)
2023$1,830.00$481,600 Land $102,210 Building $379,390

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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