Franklin County property record for 226 Arthur Cir, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,782 sqft · built 1966 |
| Lot Size | 0.902 acres (39,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Nov 2019) |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080 02-026 00 |
| Primary APN | 080 02-026 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 2,302 sqft |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 365 sqft |
| Unfinished Basement | 365 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,291 sqft (0.902 acres) |
| Terrain | Rolling |
| Deck Area | 520 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 25134 |
|---|---|
| Street Address | 226 ARTHUR CIR |
| City | FERRUM |
| State | VA |
| Zip | 24088-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | FERRUM COLLEGE SUBD LOT 26 |
| Legal Subdivision | FERRUM COLLEGE SUBD |
| Legal Lot Number | 26 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 20701 |
226 Arthur Cir is owned and occupied by an individual who bought it in November 2019.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 ARTHUR CIR, FERRUM, VA 24088-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2019 | Warranty Deed, Transfer INTEGRITY HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on File |
| Deed Sale | Nov 21, 2019 · Amount on File |
| Prior Sale | Jul 11, 2008 · Amount on File |
| Deed Document Number | 20197558 |
| Deed Book / Page | 1130 / 2399 |
| Prior Transfer Date | Mar 9, 2011 |
| Prior Transfer Doc | 00099501303 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 226 ARTHUR CIR, FERRUM, VA 24088-2505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0012383804 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 1238/3804 |
| Instrument | 250008311 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Rate | 8.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Nov 21, 2019 |
| Property Address | 226 ARTHUR CIR, FERRUM, VA 24088-2505 |
| Document Number | 0011302399 |
| Book / Page | 001130 / 002399 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 7558 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 ARTHUR CIR FERRUM VA 240882505, FERRUM, VA 24088-2505 |
| Document Number | 11302401 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 001130/002401 |
| Instrument | 7559 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 226 Arthur Cir was $929.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929.00 | $216,100 Land $23,000 Building $193,100 | $216,100 Land $23,000 Building $193,100 |
| 2023 | $720.00 | $118,100 (-) Land $20,000 Building $98,100 | $118,100 (-) Land $20,000 Building $98,100 |
| 2022 | $118,100 Land $20,000 Building $98,100 | $118,100 Land $20,000 Building $98,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Arthur Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 226 Arthur Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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