226 Arbor Trails Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 226 Arbor Trails Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,828 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$766,080 (Aug 2025)
Tax Bill	$5,565 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit May 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25R-44-0134`

Property Details

APN / Parcel Number

Primary APN	`25R-44-0134`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,828 sqft Living Area
Gross Area	3,428 sqft
1st Floor Area	1,398 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	39 ft deep x 89 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Patio Area	238 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	226 ARBOR TRAILS DR
City	BALLWIN
State	MO
Zip	63021-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ARBOR TRAILS LOT 156
Legal Subdivision	ARBOR TRAILS
Legal Lot Number	156
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2003
Census Tract	217932

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC
Sep 20, 2024	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Aug 1, 2025	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Apr 10, 2020	Deed of Trust, Mortgage F&B ACQUISITION
Jun 27, 2019	Quit Claim Deed, Mortgage F&B ACQUISITION
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	2025362
Prior Transfer Date	Jun 18, 2019
Prior Transfer Doc	02358603134
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306

Mortgage

Document Number	0247482356
Date	Mar 24, 2021
Book Page	24748/2356
Instrument	2021032400392

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SAINT LOUIS, MO 63126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306

Mortgage

Document Number	2022051200431
Date	May 12, 2022
Instrument	2022051200431

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306

Mortgage

Document Number	2024092000422
Date	Sep 20, 2024
Instrument	2024092000422

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 1, 2025
Property Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	2025080100362
Map Reference	MB 349 PG 393
Instrument Date	Jul 29, 2025
Instrument	2025080100362
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	459 KASSIE VIEW CT, SAINT LOUIS, MO 63122-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306

Mortgage

Document Number	2025080100363
Date	Aug 1, 2025
Instrument	2025080100363

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	0240381395
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 ARBOR TRAILS DR BALLWIN MO 630213306, BALLWIN, MO 63021-3306

Mortgage

Document Number	0240381395
Date	May 8, 2020
Book Page	024038/001395
Instrument	199

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 7, 2035

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 27, 2019
Property Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	0235863134
Book / Page	023586 / 003134
Instrument Date	Jun 18, 2019
Instrument	553
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 ARBOR TRAILS DR BALLWIN MO 630213306, BALLWIN, MO 63021-3306

Mortgage

Document Number	235863137
Date	Jun 27, 2019
Book Page	023586/003137
Instrument	554

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2034

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	226 ARBOR TRAILS DR, BALLWIN, MO 63021-3306
Document Number	0225061310
Book / Page	022506 / 001310
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	226 ARBOR TRAILS DR BALLWIN MO 630213306, BALLWIN, MO 63021-3306

Mortgage

Document Number	0225061310
Date	May 2, 2017
Book Page	022506/001310
Instrument	198

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,230 (+11.86%) Land $36,970 Building $59,260	$506,500 (+11.86%) Land $194,600 Building $311,900
2024	$5,565.00 (+1.42%)	$86,030 (-) Land $19,720 Building $66,310
2023	$5,487.00 (+7.97%)	$86,030 (+18.16%) Land $19,720 Building $66,310	$452,800 (+18.16%) Land $103,800 Building $349,000
2022	$5,082.00	$72,810 Land $19,720 Building $53,090
2021			$383,200 Land $103,800 Building $279,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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