226 6th St, Henderson, KY 42420 Property Records

Henderson County property record for 226 6th St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,694 sqft · built 1950
Lot Size	0.118 acres (5,130 sqft)
Owner	2 Individual Names on File
Last Sale	$177,700 (Dec 2022)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-18-1-13`

Property Details

APN / Parcel Number

Primary APN	`1-18-1-13`
Alternative APN	`34614`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,694 sqft Finished Area
Basement Area	645 sqft
Unfinished Basement	645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,130 sqft (0.118 acres)
Lot Dimensions	108 ft deep x 47.5 ft wide
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	34614
Street Address	226 6TH ST
City	HENDERSON
State	KY
Zip	42420-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	R H SOAPER PLAT
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1046
Census Tract	20101

Owner

226 6th St is owned and occupied by two individuals who bought it in December 2022.

Source: Henderson County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	226 6TH ST, HENDERSON, KY 42420-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Deed Document Number	202212647
Deed Book / Page	664 / 47
Prior Transfer Date	Sep 28, 2012
Prior Transfer Doc	592/057
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	May 15, 2026
Property Address	226 6TH ST, HENDERSON, KY 42420-2924
Document Number	0000004712
Book / Page	1501 / 489
Instrument Date	May 9, 2026
Instrument	20264712
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 6TH ST, HENDERSON, KY 42420-2924
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004712,
Date	May 15, 2026
Book Page	1501/489
Instrument	20264712

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	226 6TH ST, HENDERSON, KY 42420-2924
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 6TH ST, HENDERSON, KY 42420-2924

Mortgage

Document Number	0MT1430/67
Date	Oct 23, 2023
Book Page	MT 1430/67
Instrument	2023009619

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	226 6TH ST, HENDERSON, KY 42420-2924
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 6TH ST, HENDERSON, KY 42420-2924

Mortgage

Document Number	MT1429/463
Date	Oct 11, 2023
Book Page	MT 1429/463
Instrument	2023009300

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 25, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	226 6TH ST, HENDERSON, KY 42420-2924
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 6TH ST, HENDERSON, KY 42420-2924

Mortgage

Document Number	MT1378/895
Date	Dec 27, 2021
Book Page	MT1378/895
Instrument	2021014712

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	226 6TH ST, HENDERSON, KY 42420-2924
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 6TH ST, HENDERSON, KY 42420-2924

Mortgage

Document Number	MT1375/478
Date	Nov 18, 2021
Book Page	MT 1375/478
Instrument	2021013442

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	226 6TH ST, HENDERSON, KY 42420-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1308/313
Date	Apr 1, 2020
Book Page	MT 1308/313
Instrument	2020003146

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 226 6th St was $1,463.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00	$132,000	$132,000
2023	$1,229.00 (+0.9%)	$110,000 (-)	$110,000 (-)
2022	$1,218.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Watch TV.

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