226 590th St, Alta, IA 51002 Property Records

Buena Vista County property record for 226 590th St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,208 sqft · built 1900
Lot Size	6.73 acres (293,159 sqft)
Owner	Individual Name on File
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-32-100-002`

Property Details

APN / Parcel Number

Primary APN	`09-32-100-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	392 sqft
Basement Area	196 sqft
Unfinished Basement	196 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	293,159 sqft (6.73 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Deck Area	462 sqft
Patio Area	490 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	226 590TH ST
City	ALTA
State	IA
Zip	51002-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32-91-38 ALTA NOKOMIS 6.73 AC IN NE CORNER NW NW (526.4' X 557')
Legal Range	38W
Legal Township	91N
Legal Section	32
Legal Subdivision	ALTA NOKOMIS
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	1
Census Block	1005
Census Tract	960600

Owner

226 590th St is owned and occupied by an individual.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	226 590TH ST, ALTA, IA 51002-7437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Apr 11, 2017	Deed of Trust, Mortgage · ARM CENTRAL BANK
Apr 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	226 590TH ST, ALTA, IA 51002-7437
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092190
Date	Jul 16, 2009
Instrument	092190

Lender

Name	USDA
Type	Government Agency
Address	URBANDALE, IA 50322

Agreement

Type	USDA Mortgage
Term	180 Months
Due	Jul 16, 2024

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	226 590TH ST, ALTA, IA 51002-7437
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202373
Date	Aug 31, 2020
Instrument	202373

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	226 590TH ST, ALTA, IA 51002-7437
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00017/0803
Date	Apr 11, 2017
Book Page	0017/0803
Instrument	170803

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Apr 12, 2017
Property Address	226 590TH ST, ALTA, IA 51002-7437
Document Number	0000170802
Instrument Date	Mar 24, 2017
Instrument	170802
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 200TH ST, SCHALLER, IA 51053-7542

Tax Assessment & Valuation

The 2025 property tax bill for 226 590th St was $2,212 with a homeowner's exemption, down 8% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,000 (+30.87%) Land $100,500 Building $170,500	$271,000 (+30.87%) Land $100,500 Building $170,500
2025	$2,212.00 (-7.99%) Homeowner's exemption	$207,070 Land $39,330 Building $167,740	$207,070 Land $39,330 Building $167,740
2024	$2,404.00
2023		$207,070 (+25.41%) Land $39,330 Building $167,740	$207,070 Land $39,330 Building $167,740
2022	$2,102.00 Homeowner's exemption	$165,120 Land $39,330 Building $125,790
2021			$165,120 Land $39,330 Building $125,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 590th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 590th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Evertek Fixed Wireless	50 / 5
Northwest Communications Fixed Wireless	25 / 15
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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