226 3rd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 226 3rd Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,169 sqft · built 1897
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Sep 2020)
Tax Bill	$2,770 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320010214010000`

Property Details

APN / Parcel Number

Primary APN	`320010214010000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
Attic	Attic
Attic Area	525 sqft
Basement Area	686 sqft
Unfinished Basement	686 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	183 sqft
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	226 3RD AVE W
City	CRESCO
State	IA
Zip	52136-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 & E 1/2 LOT 15 BLK 2 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO
Legal Block	2
Legal Lot Number	14-15
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1030
Census Tract	960100

Owner

226 3rd Ave W is owned and occupied by an individual who bought it in September 2020.

Source: Howard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	226 3RD AVE W, CRESCO, IA 52136-1446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Jul 23, 2014 · Amount on File
Deed Document Number	20201515
Deed Book / Page	2020 / 1515
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Sep 2, 2020
Property Address	226 3RD AVE W, CRESCO, IA 52136-1446
Document Number	02020/1515
Book / Page	2020 / 1515
Instrument Date	Mar 29, 2020
Instrument	2020 1515
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 3RD AVE W, CRESCO, IA 52136-1446

Mortgage

Document Number	2020151620201516
Date	Sep 2, 2020
Instrument	2020 151620201516

Lender

Name	CRESCO BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 226 3rd Ave W was $2,770 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,770.00	$174,270 (-) Land $11,250 Building $163,020	$174,270 (-) Land $11,250 Building $163,020
2025	$2,770.00 (+3.67%) Homeowner's exemption	$174,270 Land $11,250 Building $163,020	$174,270 Land $11,250 Building $163,020
2024	$2,672.00
2023		$155,250 (+18.58%) Land $11,250 Building $144,000	$155,250 Land $11,250 Building $144,000
2022	$2,616.00 Homeowner's exemption	$130,920 Land $11,250 Building $119,670
2021			$130,920 Land $11,250 Building $119,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 3rd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 226 3rd Ave W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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