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226 20th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 226 20th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,260 sqft · built 1941
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$116,300 (Oct 2017)
Tax Bill$2,194 (2026)
Deeds & MortgagesJan 2024 Transfer
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN82-44406-0000

Property Details

APN / Parcel Number

Primary APN82-44406-0000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area896 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Width69 ft Width
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address226 20TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-4439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOTS 23 & N1/2 OF LOT 22 BLK 1 BELL & SMITH'S 2ND ADD SECTION 15 TOWNSHIP 124 RANGE 028 BELL & SMITH'S 2ND ADD SECTION 15
Legal Range28W
Legal Township124
Legal Section15
Legal SubdivisionBELL SMITHS 2ND ADD
Legal Block1
Legal Lot Number22-23
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract602

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address226 20TH AVE N, SAINT CLOUD, MN 56303-4439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Quit Claim Deed, Transfer
QUDARY TITLE, QUARRY TITLE
Jun 24, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2017 · Amount on Record
Deed SaleOct 25, 2017 · Amount on Record
Deed Document Number20171507499
Last Transfer DateJan 21, 2026
Transfer Doc0001706944
Record UpdatedSep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateJan 4, 2024
Property Address226 20TH AVE N, SAINT CLOUD, MN 56303-4439
Document Number00A1666010
Instrument DateDec 29, 2023
InstrumentA1666010
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyQUDARY TITLE, QUARRY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 20TH AVE N, SAINT CLOUD, MN 56303-4439

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateJun 24, 2020
Property Address226 20TH AVE N, SAINT CLOUD, MN 56303-4439
Document Number00A1572356
Instrument DateMay 29, 2020
InstrumentA1572356
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address226 10TH AVE N, WAITE PARK, MN 56387-1023

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,194.00 (+20.68%)
2025$175,700 (+8.46%) Land $25,000 Building $150,700$175,700 (+8.46%) Land $25,000 Building $150,700
2023$1,818.00$162,000 Land $25,000 Building $137,000$162,000 Land $25,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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