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226 18th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 226 18th Ave, Vero Beach, FL 32962 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1974
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$236,000 (Mar 2022)
Tax Bill$2,588 (2025)
Deeds & MortgagesNov 2022 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-39-14-00011-0003-00009.0

Property Details

APN / Parcel Number

Primary APN33-39-14-00011-0003-00009.0
Alternative APN
  • 78229

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Utility Area96 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Carport Area252 sqft
PorchOpen Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number78229
Street Address226 18TH AVE
CityVERO BEACH
StateFL
Zip32962-2734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN RIVER HEIGHTS UNIT 3 BLK C LOT 9 PBI 6-49
Legal Range39
Legal Township33
Legal Section14
Legal SubdivisionINDIAN RIVER HEIGHTS UNIT 3
Legal BlockC
Legal Lot Number9
Legal Unit3
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1023
Census Tract50603

Owner

Source: Indian River County records · APN 33-39-14-00011-0003-00009.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address226 18TH AVE, VERO BEACH, FL 32962-2734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · FHA Mortgage
EMM LOANS LLC
Mar 04, 2022Warranty Deed, Transfer · FHA Mortgage
EMM LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2022 · Amount on Record
Deed SaleMar 04, 2022 · Amount on Record
Prior SaleJul 14, 2004 · Amount on Record
Deed Document Number3120220014056
Deed Book / Page3517 / 1832
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address226 18TH AVE, VERO BEACH, FL 32962-2734
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyOCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6441 NW VOLUCIA DR, PORT ST LUCIE, FL 34986-3693

Mortgage

Document Number0035850869
DateNov 23, 2022
Book Page3585/869
Instrument3120220068380
Lender
NameEMM LOANS LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueApr 01, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 04, 2022
Property Address226 18TH AVE, VERO BEACH, FL 32962-2734
Document Number0035171832
Book / Page3517 / 1832
Map ReferenceMB 6 PG 49
Instrument DateMar 01, 2022
Instrument3120220014056
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyOCEANSIDE TITLE AND ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,652.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7290 W FAIRVIEW DR, 7290, LITTLETON, CO 80128-5418

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 18TH AVE, VERO BEACH, FL 32962-2734

Mortgage

Document Number0035171834
DateMar 04, 2022
Instrument3517/1834
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Mortgage

Document Number0035171845
DateMar 04, 2022
Book Page3517/1845
Instrument3120220014058
Lender
NameESCAMBIA COUNTY HOUSING FINANCE AUTHORIT
TypeGovernment Agency
AddressPENSACOLA, FL 32502
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,588.00 (+18.17%)$195,388 (+5.99%)$197,001 (+6.86%) Land $37,166 Building $159,835
2023$2,190.00 (+3.64%)$184,351 (+14.72%) Land $30,409 Building $153,942$184,351 (+14.72%) Land $30,409 Building $153,942
2022$2,113.00$160,701 Land $30,409 Building $130,292$160,701 Land $30,409 Building $130,292

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610506031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims24 (1983–2025)
Claims Outside the SFHA10 of 24
Most Recent ClaimOct 2025, tidal / storm surge
Claims By Storm
  • Hurricane Frances, Sep 2004 · 16 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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