2259 S Podere Dr, Tracy, CA 95391 Property Records

San Joaquin County property record for 2259 S Podere Dr, Tracy, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,467 sqft · built 2021
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (May 2026)
Tax Bill	$11,866 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262-440-580-000`

Property Details

APN / Parcel Number

Primary APN	`262-440-580-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,467 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2259 S PODERE DR
City	TRACY
State	CA
Zip	95391-8247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 MOUNTAIN HOUSE NEIGHBORHOOD B UNIT NO. 4,
Legal Subdivision	MOUNTAIN HOUSE NBRHD B UN
Legal Block	3
Legal Lot Number	58
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2259 S PODERE DR, TRACY, CA 95391-8247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Grant Deed, Transfer · Conventional Mortgage AMTRUST MORTGAGE CORPORATION
Aug 13, 2021	Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	202642011
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 7, 2026
Property Address	2259 S PODERE DR, TRACY, CA 95391-8247
Document Number	0000042011
Instrument Date	May 6, 2026
Instrument	2026.42011
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,104.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2259 S PODERE DR, TRACY, CA 95391-8247

Mortgage

Document Number	0000042012,
Date	May 7, 2026
Instrument	2026.42012

Lender

Name	AMTRUST MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 13, 2021
Property Address	2259 S PODERE DR, MOUNTAIN HOUSE, CA 95391-8247
Document Number	0000136097
Map Reference	MB 43 PG 70
Instrument Date	Jul 29, 2021
Instrument	2021-136097
Transaction Type	Transfer
Record Updated	Sep 8, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2259 S PODERE DR, MOUNTAIN HOUSE, CA 95391-8247

Mortgage

Document Number	0000136098
Date	Aug 13, 2021
Instrument	2021-136098

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000136099
Date	Aug 13, 2021
Instrument	2021-136099

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,866.00 (+8.21%)
2025	$10,966.00 (+4.56%) Homeowner's exemption	$706,439 (+4.04%) Land $212,241 Building $494,198
2023	$10,488.00 (+2.02%) Homeowner's exemption	$679,008 Land $204,000 Building $475,008	$679,680
2022	$10,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 61% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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