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22586 Main St, Grand Terrace, CA 92313 Property Records

San Bernardino County property record for 22586 Main St, Grand Terrace, CA 92313

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,652 sqft · built 1977
Lot Size0.166 acres (7,208 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (May 2026)
Tax Bill$5,597 (2025)
Deeds & MortgagesJun 2024 Line of Credit
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1178-221-74-0000

Property Details

APN / Parcel Number

Primary APN1178-221-74-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,652 sqft Living Area
Gross Area2,156 sqft
1st Floor Area1,652 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,208 sqft (0.166 acres)
Lot Dimensions106 ft deep x 68 ft wide
View / LotAverage
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area44 sqft
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22586 MAIN ST
CityGRAND TERRACE
StateCA
Zip92313-6105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 9170 LOT 33
Legal Subdivision127M87
Legal Tract9170
Legal Block4
Legal Lot Number33
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group4
Census Block4009
Census Tract7104

Owner

22586 Main St is owned and occupied by an individual who bought it in May 2026.

Source: San Bernardino County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address22586 MAIN ST, GRAND TERRACE, CA 92313-6105
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2024Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
May 15, 2026Grant Deed, Transfer · Conventional Mortgage
NEW WAVE LENDING GROUP INC
Oct 2, 2020Grant Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2026 · Amount on File
Deed SaleMay 15, 2026 · Amount on File
Prior SaleOct 2, 2020 · Amount on File
Deed Document Number2026124460
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address22586 MAIN ST, GRAND TERRACE, CA 92313-6105
Transaction TypeMortgage
Record UpdatedJun 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22586 MAIN ST, GRAND TERRACE, CA 92313-6105

Mortgage

Document Number0000126513
DateJun 3, 2024
Instrument2024-0126513
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 15, 2026
Property Address22586 MAIN ST, GRAND TERRACE, CA 92313-6105
Document Number0000124460
Instrument DateMay 8, 2026
Instrument2026124460
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$66,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address22586 MAIN ST, GRAND TERRACE, CA 92313-6105
InvestorPossibly a Property Investor

Mortgage

Document Number0000124461,
DateMay 15, 2026
Instrument2026124461
Lender
NameNEW WAVE LENDING GROUP INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 2, 2020
Property Address22586 MAIN ST, GRAND TERRACE, CA 92313-6105
Document Number0000376565
Map ReferenceMB 127 PG 87&88
Instrument DateAug 30, 2020
Instrument2020-0376565
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address22586 MAIN ST, GRAND TERRACE, CA 92313-6105

Mortgage

Document Number0000376566
DateOct 2, 2020
Instrument2020-0376566
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22586 Main St was $5,597.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityGrand Terrace City
Unified School DistrictColton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$444,945 (+2%) Land $132,490 Building $312,455
2025$5,597.00$436,220 Land $129,892 Building $306,328
2023$5,350.00 (+1.48%)$419,281 Land $124,848 Building $294,433
2022$5,272.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22586 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22586 Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSIDE HIGHLAND WATER COMPANY
private · serves 19,053 people · EPA ID CA3610057
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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