22585 Bertram Dr, Novi, MI 48374 Property Records

Oakland County property record for 22585 Bertram Dr, Novi, MI 48374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,448 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$427,400 (Jul 2018)
Tax Bill	$7,393 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-28-477-006`

Property Details

APN / Parcel Number

Primary APN	`50-22-28-477-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,448 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	123 ft deep x 105 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22585 BERTRAM DR
City	NOVI
State	MI
Zip	48374-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	T1N, R8E, SEC 28 ROYAL CROWN ESTATES NO 2 LOT 63 7-20-90 FR 400-013
Legal Range	08E
Legal Township	01N
Legal Section	28
Legal Subdivision	ROYAL CROWN ESTATES
Legal Lot Number	7,63
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1009
Census Tract	137400

Owner

22585 Bertram Dr is owned and occupied by an individual who bought it in July 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	22585 BERTRAM DR, NOVI, MI 48374-3737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI MERCANTILE BK/MI
Jul 11, 2018	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Deed Document Number	2018114723
Deed Book / Page	51985 / 115
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22585 BERTRAM DR, NOVI, MI 48374-3737
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22585 BERTRAM DR, NOVI, MI 48374-3737

Mortgage

Document Number	0000251373
Date	Nov 1, 2021
Book Page	57042/417
Instrument	251373

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22585 BERTRAM DR, NOVI, MI 48374-3737
Document Number	0000111694
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22585 BERTRAM DR NOVI MI 483743737, NOVI, MI 48374-3737

Mortgage

Document Number	0000111694
Date	Jun 10, 2020
Book Page	054330/000511
Instrument	111694

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 9, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 11, 2018
Property Address	22585 BERTRAM DR, NOVI, MI 48374-3737
Document Number	0000114723
Book / Page	051985 / 000115
Instrument Date	Jul 3, 2018
Instrument	114723
Transaction Type	Transfer
Record Updated	Aug 2, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.64
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22585 BERTRAM DR NOVI MI 483743737, NOVI, MI 48374-3737

Mortgage

Document Number	114719
Date	Jul 11, 2018
Book Page	051985/000065
Instrument	114719

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22585 Bertram Dr was $7,393 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Northville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,393.00
2023	$7,805.00 (+6.89%) Homeowner's exemption	$236,790	$473,580
2022	$7,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22585 Bertram Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22585 Bertram Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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