San Diego County property record for 2258 Valley Rd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,825 sqft · built 1980 |
| Lot Size | 0.457 acres (19,893 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,050,000 (Apr 2021) |
| Tax Bill | $12,674 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-094-19-00 |
| Primary APN | 165-094-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,825 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Mediterranean |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 19,893 sqft (0.457 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2258 VALLEY RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | PAR 2 TR PM07533 |
| Legal Subdivision | CITY/OCEANSIDE |
| Legal Tract | 7533 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18515 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2258 VALLEY RD, OCEANSIDE, CA 92056-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Apr 23, 2021 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 7, 2018 | Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Prior Sale | May 7, 2018 · Amount on Record |
| Deed Document Number | 2021316667 |
| Prior Transfer Date | Aug 8, 2005 |
| Prior Transfer Doc | 0000675206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2258 VALLEY RD, OCEANSIDE, CA 92056-3107 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 2258 VALLEY RD, OCEANSIDE, CA 92056-3107 |
| Document Number | 0000301421 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025-0301421 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 23, 2021 |
| Property Address | 2258 VALLEY RD, OCEANSIDE, CA 92056-3107 |
| Document Number | 0000316667 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021-0316667 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | TICOR TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2258 VALLEY RD, OCEANSIDE, CA 92056-3107 |
| Document Number | 0000316668 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0316668 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2258 VALLEY RD, OCEANSIDE, CA 92056-3107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TSI TITLE COMPANY OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000126769 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017-0126769 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 7, 2018 |
| Property Address | 2258 VALLEY RD, OCEANSIDE, CA 92056-3107 |
| Document Number | 0000183020 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 183020 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $823.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2258 VALLEY RD OCEANSIDE CA 920563107, OCEANSIDE, CA 92056-3107 |
| Document Number | 183021 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 183021 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,159,282 (+2%) Land $640,366 Building $518,916 | |
| 2025 | $12,674.00 (+5.2%) Homeowner's exemption | $1,136,552 (+4.04%) Land $627,810 Building $508,742 |
| 2023 | $12,047.00 (+1.54%) Homeowner's exemption | $1,092,420 Land $603,432 Building $488,988 |
| 2022 | $11,864.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Pechanga tribal government · serves 29,100 people · EPA ID 090605013 |
|---|---|
| Water Source | Purchased surface water from RANCHO CALIFORNIA WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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