2258 Sanders Rd, Stem, NC 27581 Property Records

Granville County property record for 2258 Sanders Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 2020
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Jul 2025)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`089800975742`

Property Details

APN / Parcel Number

Primary APN	`089800975742`
Alternative APNs	`1027853` `1104563` `1139143`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,520 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1139143
Street Address	2258 SANDERS RD
City	STEM
State	NC
Zip	27581-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3
Legal Lot Number	3
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1007
Census Tract	970601

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2258 SANDERS RD, STEM, NC 27581-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Aug 24, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Deed Book / Page	2030 / 835
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	001958/810
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Recording Date	Apr 28, 2026
Property Address	2258 SANDERS RD, STEM, NC 27581-9567
Document Number	2069000673
Book / Page	2069 / 673
Instrument Date	Apr 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 SANDERS RD, STEM, NC 27581-9567

Mortgage

Document Number	2069000673,
Date	Apr 28, 2026
Book Page	2069/673

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Apr 28, 2030

Interest

Rate	6.46%
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRANVILLE NC
Recording Date	Aug 24, 2023
Property Address	2258 SANDERS RD, STEM, NC 27581-9567
Document Number	001958/810
Book / Page	1958 / 810
Map Reference	MB 48 PG 154
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2258 SANDERS RD, STEM, NC 27581-9567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 SANDERS RD, STEM, NC 27581-9567

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,220 (-) Land $36,560 Building $412,660
2025	$3,196.00 (+24.75%)	$449,220 (+62.79%) Land $36,560 Building $412,660	$449,220 (-) Land $36,560 Building $412,660
2024			$449,220 (+62.79%) Land $36,560 Building $412,660
2023	$2,562.00 (+0.83%)	$275,943 (-) Land $23,175 Building $252,768	$275,943 (-) Land $23,175 Building $252,768
2022	$2,541.00	$275,943 Land $23,175 Building $252,768	$275,943 Land $23,175 Building $252,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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