2258 Merganser Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 2258 Merganser Dr, Kalispell, MT 59901

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,162 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$288,610 (Jul 2022)
Tax Bill	$2,020 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0745696`

Property Details

APN / Parcel Number

Primary APN	`R0745696`
Alternative APNs	`07-3966-19-4-18-01-5258` `0000007056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000007056
Street Address	2258 MERGANSER DR
City	KALISPELL
State	MT
Zip	59901-8973
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ASHLEY PARK PH 5, S19, T28 N, R21 W, LOT 01A
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	ASHLEY PARK PH 5
Legal Lot Number	1A
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2019
Census Tract	1201

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2258 MERGANSER DR, KALISPELL, MT 59901-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS BANK OF MONTANA
Feb 5, 2020	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC
Apr 11, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage THREE RIVERS BANK OF MONTANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	202218582
Prior Transfer Date	Apr 8, 2019
Prior Transfer Doc	0000006695
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 29, 2022
Property Address	2258 MERGANSER DR, KALISPELL, MT 59901-8973
Document Number	202200018582
Map Reference	V
Instrument Date	Jul 28, 2022
Instrument	202200018582
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 MERGANSER DR, KALISPELL, MT 59901-8973

Mortgage

Document Number	202200018583
Date	Jul 29, 2022
Instrument	202200018583

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2258 MERGANSER DR, KALISPELL, MT 59901-8973
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900006724
Date	Apr 12, 2019
Instrument	201900006724

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 5, 2020
Property Address	2258 MERGANSER DR, KALISPELL, MT 59901-8973
Document Number	202000003325
Instrument Date	Feb 3, 2020
Instrument	202000003325
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 MERGANSER DR, KALISPELL, MT 59901-8973

Mortgage

Document Number	202000003326
Date	Feb 5, 2020
Instrument	202000003326

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Apr 11, 2019
Property Address	2258 MERGANSER DR, KALISPELL, MT 59901-8973
Document Number	201900006695
Instrument Date	Apr 8, 2019
Instrument	201900006695
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 MERGANSER DR, KALISPELL, MT 59901-8973

Mortgage

Document Number	201900006696
Date	Apr 11, 2019
Instrument	201900006696

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,020.00 (-34.12%)	$388,000 (+26.67%)
2025			$388,000 (+26.67%) Land $72,203 Building $315,797
2023	$3,066.00	$306,300	$306,300 Land $63,587 Building $242,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: CenturyLink.

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