2258 Beech Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2258 Beech Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 808 sqft
Lot Size	0.135 acres (5,893 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Sep 2018)
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-040-001-012`

Property Details

APN / Parcel Number

Primary APN	`10-040-001-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	808 sqft Living Area
Gross Area	1,317 sqft
1st Floor Area	1,317 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	5,893 sqft (0.135 acres)
Lot Width	50 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2258 BEECH DR
City	READING
State	MI
Zip	49274-9233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 11 GLENN SPRINGS HEMLOCK LAKE SEC 4 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	04
Legal Subdivision	GLENN SPRINGS HEMLOCK LAKE
Legal Lot Number	11
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-040-001-012

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1091 ROWLAND RD, DRYDEN, MI 48428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2021	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Sep 13, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Prior Sale	Nov 19, 2004 · Amount on Record
Deed Book / Page	1702 / 1
Prior Transfer Date	Jun 13, 2016
Prior Transfer Doc	1627/0487
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	2258 BEECH DR, READING, MI 49274-9233
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001785/863
Date	Feb 03, 2021
Book Page	1785/863

Lender

Name	PREMIER BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 13, 2018
Property Address	2258 BEECH DR, READING, MI 49274-9233
Document Number	01702/0001
Book / Page	1702 / 0001
Map Reference	L:B3 PG28
Instrument Date	Sep 05, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,055.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2258 BEECH DR, 2258, READING, MI 49274-9233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2258 BEECH DR, READING, MI 49274-9233

Mortgage

Document Number	0000017024
Date	Sep 13, 2018
Instrument	1702/4

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2033

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (-52.05%) Homeowner's exemption	$116,500 (+5.53%)	$227,745 (+5.43%) Land $42,840 Building $184,905
2023		$110,400	$216,006 Land $42,840 Building $173,166
2021	$2,119.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DMCI Broadband, Mercury Broadband.

Based on FCC filings for 145 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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