2257 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2257 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1976
Lot Size	0.275 acres (11,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Apr 2020)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-24-146`

Property Details

APN / Parcel Number

Primary APN	`166-24-146`
Alternative APN	`166241469`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
Gross Area	2,233 sqft
1st Floor Area	1,813 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Block Painted
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,989 sqft (0.275 acres)
Parking Spaces	2 Parking Spaces
Pool Area	475 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2257 E MERCER LN
City	PHOENIX
State	AZ
Zip	85028-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	DESERT VISTA UNIT 5 AMD MCR 173-21
Legal Range	3E
Legal Township	3N
Legal Section	22
Legal Subdivision	DESERT VISTA UNIT 5 AMD
Legal Lot Number	435
Legal Unit	5
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3005
Census Tract	104802

Owner

Source: Maricopa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2257 E MERCER LN, PHOENIX, AZ 85028-2420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2020	Warranty Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on Record
Deed Sale	Apr 8, 2020 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Document Number	2020302045
Prior Transfer Date	Jun 3, 2011
Prior Transfer Doc	0000470661
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Oct 13, 2026
Property Address	2257 E MERCER LN, PHOENIX, AZ 85028-2420
Document Number	0000592067
Instrument Date	Oct 6, 2026
Instrument	2026592067
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000592067,
Date	Oct 13, 2026
Instrument	2026592067

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2257 E MERCER LN, PHOENIX, AZ 85028-2420
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2257 E MERCER LN, PHOENIX, AZ 85028-2420

Mortgage

Document Number	0000556311
Date	May 19, 2021
Instrument	20210556311

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 8, 2020
Property Address	2257 E MERCER LN, PHOENIX, AZ 85028-2420
Document Number	0000302045
Instrument Date	Mar 9, 2020
Instrument	302045
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2257 E MERCER LN PHOENIX AZ 850282420, PHOENIX, AZ 85028-2420

Mortgage

Document Number	302046
Date	Apr 8, 2020
Instrument	302046

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,320 (+103.73%)	$633,200 (+13.35%) Land $126,600 Building $506,600
2025	$2,691.00 (+5.04%)	$31,080 (-45.65%)	$558,600 (-2.31%) Land $111,700 Building $446,900
2024		$57,180	$571,800 Land $114,300 Building $457,500
2023	$2,562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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