22566 Rd O, Cloverdale, OH 45827 Property Records

Putnam County property record for 22566 Rd O, Cloverdale, OH 45827 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,153 sqft · built 2002
Lot Size	2.4 acres (104,805 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-005170.0111`

Property Details

APN / Parcel Number

Primary APN	`10-005170.0111`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,153 sqft Living Area
1st Floor Area	2,153 sqft
Basement Area	2,153 sqft
Unfinished Basement	2,153 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	104,805 sqft (2.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	22566 ROAD O
City	CLOVERDALE
State	OH
Zip	45827-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 5E 09 SECOR SPT E SW
Legal Range	5E
Legal Township	1S
Legal Section	09
Jurisdiction	PUTNAM OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1048
Census Tract	30700

Owner

Source: Putnam County records · APN 10-005170.0111

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22566 ROAD O, CLOVERDALE, OH 45827-9272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22566 ROAD O, CLOVERDALE, OH 45827-9272
Transaction Type	Mortgage
Record Updated	Mar 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000750/846
Date	Sep 23, 2022
Book Page	750/846
Instrument	202200004191

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Jackson Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,615.00 (+2.28%) Homeowner's exemption	$133,910 (+36.73%) Land $6,370 Building $127,540	$382,600 (-) Land $18,200 Building $364,400
2023	$4,512.00 (+12.57%) Homeowner's exemption Additional exemption filed	$97,940 (-) Land $4,770 Building $93,170	$382,600 (+36.73%) Land $18,200 Building $364,400
2022	$4,008.00 Homeowner's exemption	$97,940 Land $4,770 Building $93,170
2020			$279,830 Land $13,630 Building $266,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.