22565 Cornish Rd, Howard, OH 43028 Property Records

Knox County property record for 22565 Cornish Rd, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,476 sqft · built 2004
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$250,500 (Jul 2021)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-00065.000`

Property Details

APN / Parcel Number

Primary APN	`35-00065.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	1,424 sqft
Finished Basement	350 sqft
Unfinished Basement	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Vinyl
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	200 ft deep x 64 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Patio Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	22565 CORNISH RD
City	HOWARD
State	OH
Zip	43028-9486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND RIDGE ESTATES LOT #65
Legal Subdivision	GRAND RIDGE ESTATES
Legal Lot Number	65
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1046
Census Tract	6801

Owner

Source: Knox County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22565 CORNISH RD, HOWARD, OH 43028-9486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Mar 3, 2010 · Amount on Record
Deed Document Number	20217226
Deed Book / Page	1866 / 973
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jul 19, 2021
Property Address	22565 CORNISH RD, HOWARD, OH 43028-9486
Document Number	0000007226
Book / Page	1866 / 973
Instrument Date	Jul 16, 2021
Instrument	20210-00007226
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22565 CORNISH RD, HOWARD, OH 43028-9486

Mortgage

Document Number	21000007227
Date	Jul 19, 2021
Instrument	210-00007227

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	22565 CORNISH RD, HOWARD, OH 43028-9486
Document Number	0018090205
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22565 CORNISH RD HOWARD OH 430289486, HOWARD, OH 43028-9486

Mortgage

Document Number	0018090205
Date	Oct 14, 2020
Book Page	001809/000205
Instrument	8896

Lender

Name	PEOPLES BK
Type	Bank
Address	GAMBIER, OH 43022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 13, 2040

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	22565 CORNISH RD, HOWARD, OH 43028-9486
Document Number	0016670853
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22565 CORNISH RD HOWARD OH 430289486, HOWARD, OH 43028-9486

Mortgage

Document Number	0016670853
Date	May 2, 2018
Book Page	001667/000853
Instrument	3429

Lender

Name	PEOPLES BK
Type	Bank
Address	GAMBIER, OH 43022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$247,080 (-) Land $12,460 Building $234,620
2025	$3,280.00 (-5.42%)	$86,480 (-) Land $4,360 Building $82,120
2024	$3,468.00 (+0.35%)	$86,480 (-) Land $4,360 Building $82,120
2023	$3,456.00 (+24.41%)	$86,480 (+45%) Land $4,360 Building $82,120	$247,080 (+45%) Land $12,460 Building $234,620
2022	$2,778.00	$59,640 Land $3,010 Building $56,630
2020			$170,400 Land $8,590 Building $161,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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