2256 Turkey Ridge Ests, Waterloo, IL 62298 Property Records

Monroe County property record for 2256 Turkey Ridge Ests, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,211 sqft · built 1997
Lot Size8.88 acres (386,813 sqft)
OwnerIndividual Name on File
Tax Bill$7,042 (2025)
Deeds & MortgagesNov 2022 Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-36-200-007-000

Property Details

APN / Parcel Number

Primary APN06-36-200-007-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,211 sqft Living Area
1st Floor Area2,211 sqft
Basement Area2,211 sqft
Unfinished Basement2,211 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area386,813 sqft (8.88 acres)
Garage Area595 sqft
DrivewayConcrete Driveway
Driveway Area384 sqft

Exterior Amenities

PorchSlab
Porch Area408 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2256 TURKEY RIDGE ESTS
CityWATERLOO
StateIL
Zip62298-4731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART TAX LOT 4
Legal Range11W
Legal Township02S
Legal Section36
Legal Lot Number4
JurisdictionMONROE IL
Township / Civil Division15
Census Block Group1
Census Block1046
Census Tract600402

Owner

2256 Turkey Ridge Ests is owned and occupied by an individual.

Source: Monroe County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2256 TURKEY RIDGE ESTS, WATERLOO, IL 62298-4731
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Jul 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Sep 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address2256 TURKEY RIDGE ESTS, WATERLOO, IL 62298-4731
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000427061
DateNov 22, 2022
Instrument427061
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address2256 TURKEY RIDGE ESTS, WATERLOO, IL 62298-4731
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000390825
DateJul 11, 2017
Instrument390825
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address2256 TURKEY RIDGE ESTS, WATERLOO, IL 62298-4731
Document Number0000410990
Instrument DateSep 5, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2256 TURKEY RIDGE ESTS WATERLOO IL 622984731, WATERLOO, IL 62298-4731

Mortgage

Document Number0000410990
DateSep 15, 2020
Instrument410990
Lender
NameFIRST NAT'L BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 14, 2035
Interest
Rate2%

Tax Assessment & Valuation

The 2025 property tax bill for 2256 Turkey Ridge Ests was $7,042, down 12.7% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictValmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,042.00 (-12.74%) Homeowner's exemption$154,490 Land $30,180 Building $124,310$463,470 Land $90,540 Building $372,930
2024$8,070.00
2022Additional exemption filed$150,420 Land $30,180 Building $120,240$451,260 Land $90,540 Building $360,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2256 Turkey Ridge Ests in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims5 (1993–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2256 Turkey Ridge Ests is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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