2256 Thames Ct, Middleburg, FL 32068 Property Records

Clay County property record for 2256 Thames Ct, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 1986
Lot Size	0.296 acres (12,893 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Sep 2013)
Tax Bill	$1,120 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-26-008823-001-33`

Property Details

APN / Parcel Number

Primary APN	`41-05-26-008823-001-33`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	1,843 sqft
1st Floor Area	1,443 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,893 sqft (0.296 acres)
Lot Dimensions	136 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	246 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2256 THAMES CT
City	MIDDLEBURG
State	FL
Zip	32068-6816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 32 ORANGE PARK SOUTH UNIT 1 AS REC OR 3578 PG 80
Legal Range	26E
Legal Township	05S
Legal Section	41
Legal Subdivision	ORANGE PARK SOUTH UNIT 1
Legal Lot Number	32
Legal Unit	IT1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2006
Census Tract	30708

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2256 THAMES CT, MIDDLEBURG, FL 32068-6816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 21, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Jan 23, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2013 · Amount on Record
Deed Sale	Sep 18, 2013 · Amount on Record
Prior Sale	Mar 10, 2011 · Amount on Record
Deed Document Number	201355332
Deed Book / Page	3578 / 80
Prior Transfer Date	Feb 22, 2011
Prior Transfer Doc	0032891922
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2256 THAMES CT, MIDDLEBURG, FL 32068-6816
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2256 THAMES CT, MIDDLEBURG, FL 32068-6816

Mortgage

Document Number	0047181208
Date	May 9, 2023
Book Page	4718/1208
Instrument	2023022742

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2256 THAMES CT, MIDDLEBURG, FL 32068-6816
Document Number	0043351464
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2256 THAMES CT MIDDLEBURG FL 320686816, MIDDLEBURG, FL 32068-6816

Mortgage

Document Number	0043351464
Date	Jul 31, 2020
Book Page	004335/001464
Instrument	38314

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2256 THAMES CT, MIDDLEBURG, FL 32068-6816
Document Number	0039391004
Book / Page	003939 / 001004
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2256 THAMES CT MIDDLEBURG FL 320686816, MIDDLEBURG, FL 32068-6816

Mortgage

Document Number	0039391004
Date	Jan 31, 2017
Book Page	003939/001004
Instrument	5056

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,120.00 (+5.46%) Homeowner's exemption	$113,602 (+5.99%)	$217,627 (+1.38%) Land $40,000 Building $177,627
2024	$1,062.00 (-21.45%)
2023	$1,352.00 (+13.33%) Homeowner's exemption	$107,186 (+3%)	$214,667 (+10.88%) Land $40,000 Building $174,667
2022	$1,193.00 Homeowner's exemption	$104,065	$193,595 Land $25,000 Building $168,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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