2256 Prospect Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 2256 Prospect Rd, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,378 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-002-B`

Property Details

APN / Parcel Number

Primary APN	`010-002-B`
Alternative APN	`13815`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,378 sqft Heated Area
1st Floor Area	1,848 sqft
Attic Area	530 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	1,728 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	445 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13815
Old Parcel Number	010 002 B
Street Address	2256 PROSPECT RD
City	CARNESVILLE
State	GA
Zip	30521-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	2.00 ACRES PROSPECT RD
Legal Subdivision	GARRISON TONYA SURV
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	3
Census Block	3005
Census Tract	890201

Owner

2256 Prospect Rd is owned and occupied by two individuals who acquired it in July 2001.

Source: Franklin County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2256 PROSPECT RD, CARNESVILLE, GA 30521-2076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage UNITED COMMUNITY BANK
May 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2001
Deed Sale	Jul 27, 2001
Deed Document Number	0000523124
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	2256 PROSPECT RD, CARNESVILLE, GA 30521-2076
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2256 PROSPECT RD, CARNESVILLE, GA 30521-2076

Mortgage

Document Number	0000001693/0000000165
Date	Aug 8, 2025
Book Page	0000001693/0000000165

Lender

Name	UNITED COMMUNITY BANK

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	2256 PROSPECT RD, CARNESVILLE, GA 30521-2076
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2256 PROSPECT RD, CARNESVILLE, GA 30521-2076

Mortgage

Document Number	0000001525/0000000171
Date	May 30, 2022
Book Page	0000001525/0000000171

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	2256 PROSPECT RD, CARNESVILLE, GA 30521-2076
Document Number	0014160147
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2256 PROSPECT RD CARNESVILLE GA 305212076, CARNESVILLE, GA 30521-2076

Mortgage

Document Number	0014160147
Date	Oct 23, 2020
Book Page	001416/000147

Lender

Name	MAGNOLIA BK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2256 Prospect Rd was $2,584 with a homeowner's exemption.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 Homeowner's exemption	$113,866 Land $12,222 Building $101,644	$284,666 Land $30,556 Building $254,110
2023	$2,244.00 (+7.37%) Homeowner's exemption	$88,992 (+9.85%) Land $4,881 Building $84,111	$222,480 (+9.85%) Land $12,202 Building $210,278
2022	$2,090.00 Homeowner's exemption	$81,015 Land $3,804 Building $77,211	$202,538 Land $9,510 Building $193,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2256 Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2256 Prospect Rd is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Prospect Rd

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