2256 Girard Ln E, Troy, OH 45373 Property Records

Miami County property record for 2256 Girard Ln E, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,224 sqft · built 2007
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Dec 2014)
Tax Bill	$4,320 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-105014`

Property Details

APN / Parcel Number

Primary APN	`D08-105014`
Alternative APN	`050619.4-10-111-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,224 sqft Living Area
1st Floor Area	2,970 sqft
Upper Floors Area	1,739 sqft
Basement Area	1,485 sqft
Unfinished Basement	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,011 sqft (0.138 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	135 sqft
Patio Area	603 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2256 GIRARD LN E
City	TROY
State	OH
Zip	45373-2495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 9642 STANFIELD PLACE #3
Legal Subdivision	STANFIELD PLACE #3
Legal Lot Number	9642
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1004
Census Tract	365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2256 GIRARD LN E, TROY, OH 45373-2495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Prior Sale	Dec 4, 2014 · Amount on Record
Deed Document Number	2014OR-13570
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2256 GIRARD LN E, TROY, OH 45373-2495
Document Number	0000010922
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2256 GIRARD LN E TROY OH 453732495, TROY, OH 45373-2495

Mortgage

Document Number	0000010922
Date	Sep 19, 2019
Instrument	10922

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 18, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,320.00 (+0.07%) Homeowner's exemption	$130,310 (+13.82%) Land $12,600 Building $117,710	$372,300 (+13.82%) Land $36,000 Building $336,300
2024	$4,317.00 (+2.2%) Homeowner's exemption	$114,490 (-) Land $13,130 Building $101,360
2023	$4,224.00 (+17.46%) Homeowner's exemption	$114,490 (-) Land $13,130 Building $101,360	$327,100 (-) Land $37,500 Building $289,600
2022	$3,596.00 Homeowner's exemption	$114,490 Land $13,130 Building $101,360	$327,100 Land $37,500 Building $289,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20