22557 S Schram Rd, Beavercreek, OR 97004 Property Records

Clackamas County property record for 22557 S Schram Rd, Beavercreek, OR 97004

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,920 sqft · built 2004
Lot Size	12.1 acres (530,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43E11 00604`

Property Details

APN / Parcel Number

Primary APN	`43E11 00604`
Alternative APN	`01047995`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2004
Lot Area	530,996 sqft (12.1 acres)

Location & Zoning

Account Number	01047995
Street Address	22557 S SCHRAM RD
City	BEAVERCREEK
State	OR
Zip	97004-9734
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGF
Legal Description	SECTION 11 TOWNSHIP 4S RANGE 3E TAX LOT 00604
Legal Range	03E
Legal Township	04S
Legal Section	11
Legal Lot Number	604
Jurisdiction	CLACKAMAS OR
Township / Civil Division	ESTACADA
Census Block Group	2
Census Block	2018
Census Tract	23600

Owner

22557 S Schram Rd, a rural home, is owned and occupied by two individuals who acquired it in December 2007.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	22557 S SCHRAM RD, BEAVERCREEK, OR 97004-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jul 26, 2018	Deed of Trust, Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2007
Deed Sale	Dec 11, 2007
Prior Sale	Jul 11, 2007
Deed Document Number	2007-103020
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	22557 S SCHRAM RD, BEAVERCREEK, OR 97004-9734
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024950
Date	Mar 10, 2021
Instrument	2021-024950

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	22557 S SCHRAM RD, BEAVERCREEK, OR 97004-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010796
Date	Feb 15, 2017
Instrument	2017-010796

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	22557 S SCHRAM RD, BEAVERCREEK, OR 97004-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072089
Date	Nov 29, 2018
Instrument	2018-072089

Lender

Name	UMPQUA BANK
Type	Bank
Address	CLACKAMAS, OR 97015

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	22557 S SCHRAM RD, BEAVERCREEK, OR 97004-9734
Document Number	0000047306
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22557 S SCHRAM RD BEAVERCREEK OR 970049734, BEAVERCREEK, OR 97004-9734

Mortgage

Document Number	0000047306
Date	Jul 31, 2018
Instrument	47306

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22557 S Schram Rd was $2,565.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Colton School District 53 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,565.00	$189,915	$809,737 Land $561,117 Building $248,620
2023	$2,489.00	$179,257	$796,177 Land $549,357 Building $246,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22557 S Schram Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22557 S Schram Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Beaver Creek Cooperative Telephone Company Cable	100 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Schram Rd

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