2255 Union Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2255 Union Ave, Chattanooga, TN 37404

Property Summary

Property TypeDuplex
Details3 ba · 1,918 sqft · built 2008
Lot Size0.153 acres (6,700 sqft)
OwnerCompany Name on Record
Last Sale$11,000 (Feb 2006)
Tax Bill$890 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN146N L 012

Property Details

APN / Parcel Number

Primary APN146N L 012
Alternative APN
  • 0000076684

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,918 sqft Total Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleDuplex Single
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area6,700 sqft (0.153 acres)
Lot Dimensions134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076684
Street Address2255 UNION AVE
CityCHATTANOOGA
StateTN
Zip37404-3712
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionLT 12 BLK 40 MONTAGUES HIGHLAND PARK ADDN NO 2 PB1 PG35
Legal SubdivisionMONTAGUES ADDN HIGHL
Legal Block40
Legal Lot Number12
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1013
Census Tract1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 11461, CHATTANOOGA, TN 37401-2461
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Commercial Mortgage
RE INVESTMENT LOANS LLC
Jan 2, 2018Deed of Trust, Mortgage · Line of Credit
FNB BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2006 · Amount on Record
Deed SaleFeb 8, 2006 · Amount on Record
Prior SaleJul 1, 2005 · Amount on Record
Deed Document Number2006223
Deed Book / Page7836 / 435
Last Transfer DateAug 15, 2008
Transfer Doc0000000232
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2255 UNION AVE, CHATTANOOGA, TN 37404-3712
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000080
DateMar 16, 2026
Book Page14227/241
Instrument2026031600080
Lender
NameRE INVESTMENT LOANS LLC
AddressENGLEWOOD, CO 80112
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2255 UNION AVE, CHATTANOOGA, TN 37404-3712
Document Number0000000129
Instrument DateJan 2, 2018
Transaction TypeMortgage
Record UpdatedFeb 26, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address827 OAK ST CHATTANOOGA TN 37403, CHATTANOOGA, TN 37403

Mortgage

Document Number0000000129
DateJan 3, 2018
Book Page011241/000194
Instrument129
Lender
NameFNB BK
TypeBank
AddressSCOTTSBORO, AL 35768
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$890.00 (-14.18%)$58,720 (+26.66%)$146,800 (+26.66%) Land $50,000 Building $96,800
2024$1,037.00$46,360 (-)$115,900 (-) Land $30,000 Building $85,900
2023$1,037.00$46,360 (-)$115,900 (-) Land $30,000 Building $85,900
2022$1,037.00$46,360$115,900 Land $30,000 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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