Santa Rosa County property record for 2255 Ortega St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,775 sqft · built 2004 |
| Lot Size | 0.338 acres (14,723 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Jun 2023) |
| Tax Bill | $2,604 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-2S-26-5065-00B00-0010 |
| Primary APN | 16-2S-26-5065-00B00-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,775 sqft Living Area |
| Gross Area | 3,760 sqft |
| 1st Floor Area | 2,775 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,723 sqft (0.338 acres) |
| Lot Dimensions | 136 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 565 sqft |
| Patio Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2255 ORTEGA ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-4162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SKY RIDGE ESTATES LOT 1 BLK B AS DES IN OR 3397 PG 2035 & IN OR 4403 PG 1636 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 16 |
| Legal Subdivision | SKY RIDGE ESTATES |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10827 |
2255 Ortega St is owned and occupied by an individual who bought it in June 2023.
Source: Santa Rosa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2255 ORTEGA ST, NAVARRE, FL 32566-4162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Intrafamily Transfer, Transfer · VA Mortgage KIND LENDING LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2023 · Amount on File |
| Deed Sale | Jun 9, 2023 · Amount on File |
| Prior Sale | Dec 31, 2014 · Amount on File |
| Deed Document Number | 202325621 |
| Deed Book / Page | 4403 / 1636 |
| Prior Transfer Date | May 31, 2023 |
| Prior Transfer Doc | 0044031636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 9, 2023 |
| Property Address | 2255 ORTEGA ST, NAVARRE, FL 32566-4162 |
| Document Number | 0044031636 |
| Book / Page | 4403 / 1636 |
| Map Reference | MB 9 PG 3 |
| Instrument Date | May 31, 2023 |
| Instrument | 202325621 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2255 ORTEGA ST, NAVARRE, FL 32566-4162 |
| Name | Verified Name |
|---|---|
| Address | 2255 ORTEGA ST, NAVARRE, FL 32566-4162 |
| Document Number | 0044031639 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 4403/1639 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2255 ORTEGA ST, NAVARRE, FL 32566-4162 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039951094 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 3995/1094 |
| Instrument | 202043857 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Feb 1, 2045 |
The 2025 property tax bill for 2255 Ortega St was $2,604 with a homeowner's exemption, up 3.8% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,604.00 (+3.79%) Homeowner's exemption | $243,903 (+2.9%) | $370,429 (+7.93%) Land $58,000 Building $312,429 |
| 2024 | $2,509.00 (+2.49%) Homeowner's exemption | $237,029 (+3%) | $343,211 (+0.66%) Land $48,000 Building $295,211 |
| 2023 | $2,448.00 (+2.86%) Homeowner's exemption | $230,125 (+3%) | $340,976 (+2.11%) Land $48,000 Building $292,976 |
| 2022 | $2,380.00 Homeowner's exemption | $223,422 | $333,917 Land $45,000 Building $288,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2255 Ortega St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2255 Ortega St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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