2255 Luana Dr E, Jacksonville, FL 32246 Property Records

Duval County property record for 2255 Luana Dr E, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1995
Lot Size	0.304 acres (13,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,500 (Oct 1995)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162843-3890`

Property Details

APN / Parcel Number

Primary APN	`162843-3890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,295 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	1,295 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,230 sqft (0.304 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2255 LUANA DR E
City	JACKSONVILLE
State	FL
Zip	32246-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	47-20 20-2S-28E DEER RIDGE UNIT 2 LOT 110
Legal Range	28E
Legal Township	02S
Legal Section	20
Legal Subdivision	DEER RIDGE UNIT 02
Legal Lot Number	110
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1005
Census Tract	14343

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2255 LUANA DR E, JACKSONVILLE, FL 32246-9564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 1995 · Amount on Record
Deed Sale	Oct 20, 1995 · Amount on Record
Deed Document Number	1995208762
Deed Book / Page	8201 / 336
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2255 LUANA DR E, JACKSONVILLE, FL 32246-9564
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 LUANA DR E, JACKSONVILLE, FL 32246-9564

Mortgage

Document Number	0197850274
Date	Jun 30, 2021
Book Page	19785/274
Instrument	2021162552

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2255 LUANA DR E, JACKSONVILLE, FL 32246-9564
Document Number	0191090516
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2255 LUANA DR E JACKSONVILLE FL 322469564, JACKSONVILLE, FL 32246-9564

Mortgage

Document Number	0191090516
Date	Feb 19, 2020
Book Page	019109/000516
Instrument	39159

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 18, 2030

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,381 (+2.7%)	$245,043 (+4.27%) Land $90,000 Building $155,043
2025	$1,585.00 (+15.69%) Homeowner's exemption Veteran's exemption	$115,269 (+5.99%)	$235,005 (+2.41%) Land $85,000 Building $150,005
2024	$1,370.00 (+3.87%)
2023	$1,319.00 (+10.65%) Homeowner's exemption Veteran's exemption	$108,759 (+3%)	$229,468 (+3.38%) Land $65,000 Building $164,468
2022	$1,192.00 Homeowner's exemption Veteran's exemption	$105,592	$221,970 Land $65,000 Building $156,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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