Will County property record for 2255 Lotus Ct, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,508 sqft · built 1987 |
| Lot Size | 0.342 acres (14,891 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (May 2022) |
| Tax Bill | $19,755 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-04-102-044 |
| Primary APN | 12-02-04-102-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 2,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 14,891 sqft (0.342 acres) |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2255 LOTUS CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 IN WALNUT HILL, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 4, T37N-R10E. |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 04 |
| Legal Subdivision | WALNUT HILL |
| Legal Lot Number | 15 |
| Jurisdiction | WILL IL |
| Township / Civil Division | DU PAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 880118 |
2255 Lotus Ct is owned and occupied by an individual who bought it in May 2022.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2255 LOTUS CT, NAPERVILLE, IL 60565-8894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| May 4, 2022 | Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on File |
| Deed Sale | May 4, 2022 · Amount on File |
| Prior Sale | Aug 10, 1989 · Amount on File |
| Deed Document Number | 202235701 |
| Prior Transfer Date | Feb 4, 2012 |
| Prior Transfer Doc | 0000048614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2255 LOTUS CT, NAPERVILLE, IL 60565-8894 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000028290 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | R2023028290 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 4, 2022 |
| Property Address | 2255 LOTUS CT, NAPERVILLE, IL 60565-8894 |
| Document Number | 0000035701 |
| Map Reference | DOC R86-49458 |
| Instrument Date | Mar 15, 2022 |
| Instrument | R2022035701 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2255 LOTUS CT, NAPERVILLE, IL 60565-8894 |
| Document Number | 0000035702 |
|---|---|
| Date | May 4, 2022 |
| Instrument | R2022035702 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 2255 Lotus Ct was $19,755.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Du Page Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,755.00 | $337,814 (+8.2%) Land $62,671 Building $275,143 | $1,013,442 (+8.2%) Land $188,013 Building $825,429 |
| 2024 | $312,212 Land $57,921 Building $254,291 | $936,636 Land $173,763 Building $762,873 | |
| 2022 | $16,598.00 Homeowner's exemption | $247,309 Land $46,984 Building $200,325 | $741,927 Land $140,952 Building $600,975 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2255 Lotus Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2255 Lotus Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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