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2255 Co Rd 388, Valley, AL 36854 Property Records

Chambers County property record for 2255 Co Rd 388, Valley, AL 36854

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,519 sqft · built 2006
Lot Size0.5 acres (21,800 sqft)
Owner2 Individual Names on Record
Last Sale$81,250 (Aug 2022)
Tax Bill$688 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-20-02-03-0-001-019.014

Property Details

APN / Parcel Number

Primary APN12-20-02-03-0-001-019.014
Alternative APNs
  • 2002030001019014
  • 406485
  • 487705

Interior

Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area1,519 sqft Living Area
1st Floor Area1,519 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,800 sqft (0.5 acres)
Lot Dimensions200 ft deep x 109 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number487705
Street Address2255 COUNTY ROAD 388
CityVALLEY
StateAL
Zip36854-7315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 FAIRVIEW SUB. PHASE II F.C. E SL. 95A IN NW1/4 OF NE1/4. S3 T20N R28E
Legal Range28
Legal Township20
Legal Section03
Legal SubdivisionFAIRVIEW SUB
Legal Phase11
Legal Tract12
Legal Lot Number12
JurisdictionCHAMBERS AL
Township / Civil DivisionVALLEY
Census Block Group2
Census Block2024
Census Tract954300

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2255 COUNTY ROAD 388, VALLEY, AL 36854-7315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Line of Credit
ADVANCE MORTGAGE & INVESTMENT CO INC
Aug 31, 2022Intrafamily Transfer, Transfer · FHA Mortgage
ADVANCE MORTGAGE & INVESTMENT CO IN
Oct 7, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 13, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleSep 22, 2014 · Amount on Record
Deed Document Number20224120
Prior Transfer DateAug 17, 2022
Prior Transfer Doc0000004120
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address2255 COUNTY ROAD 388, VALLEY, AL 36854-7315
Transaction TypeMortgage
Record UpdatedOct 2, 2025
Title CompanyNATIONS FIRST TITLE AGENCY, NATIONS DIRECT TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2258 COUNTY ROAD 388, VALLEY, AL 36854-7300

Mortgage

Document Number02025/3925
DateSep 4, 2025
Book Page2025/3925
Lender
NameADVANCE MORTGAGE & INVESTMENT CO INC
TypeMortgage Company
AddressDAPHNE, AL 36527
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMBERS AL
Recording DateAug 31, 2022
Property Address2255 COUNTY ROAD 388, VALLEY, AL 36854-7315
Document Number02022/4120
Book / Page2022 / 4120
Map ReferenceCAB E FO 95
Instrument DateAug 17, 2022
Transaction TypeTransfer
Record UpdatedSep 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2255 COUNTY ROAD 388, 2255, VALLEY, AL 36854-7315

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2255 COUNTY ROAD 388, VALLEY, AL 36854-7315

Mortgage

Document Number0020224121
DateAug 31, 2022
Instrument2022/4121
Lender
NameADVANCE MORTGAGE & INVESTMENT CO IN
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address2255 COUNTY ROAD 388, VALLEY, AL 36854-7315
Transaction TypeMortgage
Record UpdatedNov 9, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/4042
DateOct 7, 2021
Book Page2021/4042
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address2255 COUNTY ROAD 388, VALLEY, AL 36854-7315
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/1885
DateMay 13, 2020
Book Page2020/1885
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$688.00 (+7.17%) Homeowner's exemption
2025$642.00 (+7.72%)$46,908 (+198.78%) Land $2,720 Building $44,188$234,540 (+49.3%) Land $13,600 Building $220,940
2024$596.00 Additional exemption filed$15,700 (-) Land $1,360 Building $14,340$157,090 (-) Land $13,630 Building $143,460
2023$596.00 Additional exemption filed$15,700 (-) Land $1,360 Building $14,340$157,090 (-) Land $13,630 Building $143,460
2022$596.00 Additional exemption filed$15,700 Land $1,360 Building $14,340$157,090 Land $13,630 Building $143,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 62% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST ALABAMA, WATER & FIRE PRO DISTRICT
serves 17,532 people · EPA ID AL0000174
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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