2255 3rd St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2255 3rd St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,747 sqft · built 1888
Lot Size	0.284 acres (12,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$572,647 (Sep 2024)
Tax Bill	$6,680 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-30-22-41-0083`

Property Details

APN / Parcel Number

Primary APN	`14-30-22-41-0083`
Alternative APNs	`8282684` `8291677`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area
1st Floor Area	884 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Game Room	Game Room

Exterior

Year Built	Built 1888
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8291677
Street Address	2255 3RD ST
City	SAINT PAUL
State	MN
Zip	55110-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE BEAR E 25 FT OF LOT 6 AND W 5O FT OF LOT 7 BLK 55
Legal Range	22
Legal Township	30
Legal Section	14
Legal Subdivision	WHITE BEAR
Legal Block	55
Legal Lot Number	6,7
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	2
Census Block	2042
Census Tract	40200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2255 3RD ST, SAINT PAUL, MN 55110-3210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 13, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	20245037259
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2255 3RD ST, WHITE BEAR LAKE, MN 55110-3210
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04903175
Date	Aug 20, 2021
Instrument	A04903175

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 13, 2018
Property Address	2255 3RD ST, WHITE BEAR LAKE, MN 55110-3210
Document Number	0004713279
Instrument Date	May 31, 2018
Instrument	4713279
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	BURNETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2255 3ND ST WHITE BEAR LAKE MN 55110, WHITE BEAR LAKE, MN 55110

Mortgage

Document Number	4713282
Date	Jun 13, 2018
Instrument	4713282

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$828,200 (+98.99%) Land $156,600 Building $671,600	$828,200 (+98.99%) Land $156,600 Building $671,600
2025	$6,680.00 (+25.85%)
2023	$5,308.00 Homeowner's exemption	$416,200 Land $156,600 Building $259,600	$416,200 Land $156,600 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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