22545 Cobb St, Dearborn, MI 48128 Property Records

Wayne County property record for 22545 Cobb St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,496 sqft · built 1947
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Nov 2007)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-14-031`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-14-031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,109 sqft
Basement Area	869 sqft
Unfinished Basement	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	105 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22545 COBB ST
City	DEARBORN
State	MI
Zip	48128-1392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 37 GITTIN'S SUB
Legal Subdivision	GITTINS
Legal Lot Number	37
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2019
Census Tract	579900

Owner

22545 Cobb St is owned by a company that bought it in November 2007 and is owner-occupied.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	22545 COBB ST, DEARBORN, MI 48128-1392
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UIF CORPORATION
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUIDANCE RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2007 · Amount on File
Deed Sale	Nov 14, 2007 · Amount on File
Deed Document Number	2007427740
Deed Book / Page	46810 / 707
Prior Transfer Date	Mar 15, 2006
Prior Transfer Doc	0448750687
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22545 COBB ST, DEARBORN, MI 48128-1392
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22545 COBB ST, DEARBORN, MI 48128-1392

Mortgage

Document Number	0569450772
Date	Aug 10, 2021
Book Page	56945/772
Instrument	2021307525

Lender

Name	UIF CORPORATION
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22545 COBB ST, DEARBORN, MI 48128-1392
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22545 COBB ST, DEARBORN, MI 48128-1392

Mortgage

Document Number	0568221228
Date	Jun 22, 2021
Book Page	56822/1228
Instrument	2021260722

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22545 COBB ST, DEARBORN, MI 48128-1392
Document Number	0554041365
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22545 COBR ST DEARBORN MI 48128, DEARBORN, MI 48128

Mortgage

Document Number	0554041365
Date	Nov 13, 2019
Book Page	055404/001365
Instrument	320020

Lender

Name	GUIDANCE RESID'L

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 22545 Cobb St was $3,546 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,900 (+3.96%)	$293,800 (+3.96%)
2025	$3,546.00 Homeowner's exemption	$141,300	$282,600
2023		$132,200	$264,400
2019	$3,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22545 Cobb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22545 Cobb St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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