Talbot County property record for 22540 Hardcastle Ln, Bozman, MD 21612
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,880 sqft · built 1982 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,950,000 (Dec 2025) |
| Tax Bill | $18,802 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-071746 |
| Primary APN | 02-071746 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,840 sqft Total Area |
| Utility Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 104,980 sqft (2.41 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 071746 |
|---|---|
| Street Address | 22540 HARDCASTLE LN |
| City | BOZMAN |
| State | MD |
| Zip | 21612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2.41 AC W/S BOZMAN-NEAVITT RD |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960700 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1335 BALLS HILL RD, MC LEAN, VA 22101-3427 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed, Transfer · Stand-Alone First Mortgage JOHN MARSHALL BANK |
| Feb 14, 2022 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Feb 14, 2022 · Amount on Record |
| Deed Book / Page | 3232 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Dec 19, 2025 |
| Property Address | 22540 HARDCASTLE LN, BOZMAN, MD 21612 |
| Document Number | 0032320301 |
| Book / Page | 3232 / 301 |
| Map Reference | LB 90 FO 13 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1335 BALLS HILL RD, MC LEAN, VA 22101-3427 |
| Document Number | 0003232307 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 3232/307 |
| Name | JOHN MARSHALL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Feb 14, 2022 |
| Property Address | 22540 HARDCASTLE LN, BOZMAN, MD 21612 |
| Document Number | 0029480254 |
| Book / Page | 2948 / 254 |
| Instrument Date | Jan 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2007 VERMONT AVE NW, WASHINGTON, DC 20001-4029 |
| Document Number | 0002948259 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2948/259 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,802.00 (+108.29%) | $2,033,200 (+105.69%) | $2,290,600 (+131.72%) Land $992,200 Building $1,298,400 |
| 2025 | $9,027.00 (+19.69%) | $988,500 (+12.1%) Land $603,200 Building $385,300 | $988,500 (-) Land $603,200 Building $385,300 |
| 2023 | $7,542.00 | $881,767 | $988,500 Land $603,200 Building $385,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 176 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 67 (1996–2024) |
| Claims Outside the SFHA | 13 of 67 |
| Most Recent Claim | Feb 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Easton Velocity Fiber | 1,000 / 125 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Breezeline Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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