22540 Blue Fin Trl, Boca Raton, FL 33428 Property Records

Palm Beach County property record for 22540 Blue Fin Trl, Boca Raton, FL 33428

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,408 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Dec 1998)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-27-04-002-0310`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-27-04-002-0310`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	1,130 sqft
Upper Floors Area	1,278 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	143 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Area	76 sqft
Porch	Patio
Porch Area	60 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	22540 BLUE FIN TRL
City	BOCA RATON
State	FL
Zip	33428-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	BAY WINDS PL 4 LT 31 BLK 2
Legal Range	41E
Legal Township	47S
Legal Section	27
Legal Subdivision	BAY WINDS PL 4
Legal Block	2
Legal Lot Number	31
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	1
Census Block	1003
Census Tract	7735

Owner

22540 Blue Fin Trl is owned and occupied by two individuals who bought it in December 1998.

Source: Palm Beach County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22540 BLUE FIN TRL, BOCA RATON, FL 33428-4642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 1998 · Amount on File
Deed Sale	Dec 11, 1998 · Amount on File
Deed Book / Page	10807 / 1113
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	22540 BLUE FIN TRL, BOCA RATON, FL 33428-4642
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22540 BLUE FIN TRL, BOCA RATON, FL 33428-4642

Mortgage

Document Number	0342051575
Date	Mar 28, 2023
Book Page	34205/1575
Instrument	20230102856

Lender

Name	PUBLIX EMPLOYEES FCU
Type	Credit Union
Address	LAKELAND, FL 33815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 22540 Blue Fin Trl was $3,775 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,775.00 Homeowner's exemption	$247,470	$613,384 Land $217,337 Building $396,047
2023	$3,556.00 (+1.14%) Homeowner's exemption	$233,491 (+3%)	$527,672 (+14.39%) Land $197,504 Building $330,168
2022	$3,516.00 Homeowner's exemption	$226,690	$461,284 Land $178,640 Building $282,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22540 Blue Fin Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 178 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	178 in force
Nearby Flood Claims	59 (1992–2017)
Claims Outside the SFHA	5 of 59
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Hurricane Wilma, Oct 2005 · 15 claims Hurricane Irene, Oct 1999 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22540 Blue Fin Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250