2254 Wallace Lake Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2254 Wallace Lake Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 640 sqft · built 2016
Lot Size	6.58 acres (287,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Nov 2024)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-2N-30-0000-00148-0000`

Property Details

APN / Parcel Number

Primary APN	`14-2N-30-0000-00148-0000`
Alternative APN	`N302140000001480000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	640 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	640 sqft
Flooring	Marble
Interior Walls	Metal

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	287,017 sqft (6.58 acres)
Garage Type	Attached
Garage Area	1,280 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2254 WALLACE LAKE RD
City	PACE
State	FL
Zip	32571-9127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATED FOR 2025 LOT 29 OF UNREC SUB DES AS: COM AT NE CORNER OF SECTION 14 TOWNSHP 2 NORTH RANGE 30 WEST THN S31357E ALONG E SEC LN 769.70 FT THN N864603W 3064 .93 FT TO C/L OF CREEK FOR POB THN S55*3302W 9.3 FT +/- TO PT A & CONTINU
Legal Range	30W
Legal Township	2N
Legal Section	14
Legal Lot Number	29
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1023
Census Tract	10302

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2254 WALLACE LAKE RD, MILTON, FL 32571-9127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GULF WINDS FCU
Nov 27, 2024	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Dec 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	202453438
Deed Book / Page	4566 / 267
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2254 WALLACE LAKE RD, PACE, FL 32571-9127
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 WALLACE LAKE RD, MILTON, FL 32571-9127

Mortgage

Document Number	0046850157
Date	Dec 3, 2025
Book Page	4685/157
Instrument	202556321

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2254 WALLACE LAKE RD, PACE, FL 32571-9127
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 WALLACE LAKE RD, PACE, FL 32571-9184

Mortgage

Document Number	0040950068
Date	Mar 30, 2021
Book Page	4095/68
Instrument	202120613

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 27, 2024
Property Address	2254 WALLACE LAKE RD, PACE, FL 32571-9127
Document Number	0045660267
Book / Page	4566 / 267
Instrument Date	Nov 26, 2024
Instrument	202453438
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8109 RIDGEFIELD RD, PENSACOLA, FL 32514-6850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 WALLACE LAKE RD, PACE, FL 32571-9127

Mortgage

Document Number	0202453439
Date	Nov 27, 2024
Instrument	202453439

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 21, 2020
Property Address	2254 WALLACE LAKE RD, PACE, FL 32571-9127
Document Number	0040450709
Book / Page	4045 / 709
Instrument Date	Dec 18, 2020
Instrument	202068851
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4313 AVENIDA SAN MARCUS, 4313, PACE, FL 32571-3075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 WALLACE LAKE RD, PACE, FL 32571-9184

Mortgage

Document Number	0004045711
Date	Dec 21, 2020
Instrument	4045/711

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,385.00 (+59.52%)	$302,237 (+74.88%) Land $119,251 Building $182,986	$302,237 (+74.88%) Land $119,251 Building $182,986
2024	$2,122.00 (+16.91%)	$172,825 (+7.6%) Land $119,251 Building $53,574	$172,825 (+7.6%) Land $119,251 Building $53,574
2023	$1,815.00 (+17.02%)	$160,624 (+28.24%) Land $106,480 Building $54,144	$160,624 (+28.24%) Land $106,480 Building $54,144
2022	$1,551.00	$125,251	$125,251 Land $72,424 Building $52,827

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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