Owen County property record for 2254 River Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 1930 |
| Lot Size | 1.08 acres (47,306 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500 (May 2013) |
| Tax Bill | $1,633 (2025) |
| Deeds & Mortgages | May 2026 Sale Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-27-100-051.000-027 |
| Primary APN | 60-10-27-100-051.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 47,306 sqft (1.08 acres) |
| Garage Type | Attached |
| Garage Area | 1,015 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001029787 |
|---|---|
| Street Address | 2254 RIVER RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-6714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN NW NE S27 T10 R3 1.086A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 27 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 955900 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2254 RIVER RD, SPENCER, IN 47460-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Affidavit, Transfer |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2013 · Amount on Record |
| Deed Sale | May 14, 2013 · Amount on Record |
| Deed Document Number | 20132450493 |
| Last Transfer Date | Apr 30, 2026 |
| Transfer Doc | 0000243521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | May 1, 2026 |
| Property Address | 2254 RIVER RD, SPENCER, IN 47460-6714 |
| Document Number | 0000243521 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026243521 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 2254 RIVER RD, SPENCER, IN 47460-6714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 222105 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 222105 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,633.00 (+24.09%) Homeowner's exemption | $267,500 (+48.12%) Land $30,800 Building $236,700 | $267,500 (+48.12%) Land $30,800 Building $236,700 |
| 2024 | $1,316.00 (+4.28%) | ||
| 2023 | $1,262.00 (-1.79%) | $180,600 Land $25,900 Building $154,700 | $180,600 Land $25,900 Building $154,700 |
| 2022 | $1,285.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
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