2254 Phillips Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2254 Phillips Mill Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,568 sqft · built 2002
Lot Size	3.57 acres (155,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Aug 2026)
Tax Bill	$7,682 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-098099`

Property Details

APN / Parcel Number

Primary APN	`04-098099`
Alternative APNs	`4098099` `098099`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,568 sqft Total Area
Basement Area	849 sqft
Finished Basement	849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	155,509 sqft (3.57 acres)
Garage Type	Built-in
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	098099
Street Address	2254 PHILLIPS MILL RD
City	FOREST HILL
State	MD
Zip	21050-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 3.57 AC 2254 PHILLIPS MILL ROAD PHILLIPS MANOR PT 100/67
Legal Subdivision	PHILIPS MANOR
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1012
Census Tract	304202

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2254 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer · Conventional Mortgage FEDERAL FINANCIAL FEDERAL CREDIT UNION
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage SHAWN PYLE ETUX
Mar 2, 2021	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Book / Page	17243 / 270
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 11, 2026
Property Address	2254 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125
Document Number	1724000270
Book / Page	17243 / 270
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125

Mortgage

Document Number	1724000277,
Date	Aug 11, 2026
Book Page	17243/277

Lender

Name	FEDERAL FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1724000294,
Date	Aug 11, 2026
Book Page	17243/294

Lender

Name	FEDERAL FINANCIAL FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 31, 2046

Interest

Rate	49%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2254 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125

Mortgage

Document Number	0160300352
Date	Sep 12, 2023
Book Page	16030/352

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2254 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146640093
Date	Apr 14, 2021
Book Page	14664/93

Lender

Name	SHAWN PYLE ETUX
Type	Private Party
Address	CHURCHVILLE, MD 21028

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	22 Months
Due	Feb 16, 2023

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 2, 2021
Property Address	2254 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125
Document Number	0145370215
Book / Page	14537 / 215
Map Reference	MB 100 FO 67
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1447 VALBROOK CT N, BEL AIR, MD 21015-5762

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,682.00 (+12.74%)	$699,367 (+6.04%)	$739,200 (-) Land $147,800 Building $591,400
2025	$6,814.00 (+19.38%)	$659,533 (+15.91%)	$739,200 (+19.28%) Land $147,800 Building $591,400
2023		$569,000	$619,700 Land $147,800 Building $471,900
2022	$5,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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