2254 Cedar Point Ave, Point Roberts, WA 98281 Property Records

Whatcom County property record for 2254 Cedar Point Ave, Point Roberts, WA 98281

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,088 sqft · built 1978
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Feb 2021)
Tax Bill$3,218 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN405301-075229-0000

Property Details

APN / Parcel Number

Primary APN405301-075229-0000
Alternative APNs
  • 153055
  • 577956
  • 511211

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,088 sqft Living Area
Gross Area2,956 sqft
1st Floor Area960 sqft
Basement Area816 sqft
Finished Basement408 sqft
Unfinished Basement408 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchWood Porch
Porch Area60 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number153055
Street Address2254 CEDAR POINT AVE
CityPOINT ROBERTS
StateWA
Zip98281-8706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionCEDAR POINT LOT 4 BLK 1
Legal Range53
Legal Township40
Legal Section01
Legal SubdivisionCEDAR POINT
Legal Block1
Legal Lot Number4
JurisdictionWHATCOM WA
Township / Civil DivisionPOINT ROBERTS
Census Block Group1
Census Block1004
Census Tract11000

Owner

2254 Cedar Point Ave is owned and occupied by an individual who bought it in February 2021.

Source: Whatcom County records, as of April 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2254 CEDAR POINT AVE, POINT ROBERTS, WA 98281-8706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 29, 2019Deed of Trust, Mortgage · VA Mortgage
COMMUNITY FIRST NAT'L BK
Oct 9, 2017Deed of Trust, Mortgage · VA Mortgage
CARDINAL FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2021 · Amount on File
Deed SaleFeb 24, 2021 · Amount on File
Prior SaleFeb 24, 2021 · Amount on File
Deed Document Number20214421
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 24, 2021
Property Address2254 CEDAR POINT AVE, POINT ROBERTS, WA 98281-8706
Document Number0000204421
Map ReferenceVOL 10 PG 69
Instrument DateFeb 23, 2021
Instrument2021-0204421
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,365.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2254 CEDAR POINT AVE, POINT ROBERTS, WA 98281-8706

Mortgage

Document Number0000204422
DateFeb 24, 2021
Instrument2021-0204422
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2254 CEDAR POINT AVE, POINT ROBERTS, WA 98281-8706
Document Number2191200521
Instrument DateNov 29, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanySOLIDIFI TITLE AGENCY LLC, SOLIDIFI TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2254 CEDAR POINT AVE POINT ROBERTS WA 982818706, POINT ROBERTS, WA 98281-8706

Mortgage

Document Number2191200521
DateDec 4, 2019
Instrument1200521
Lender
NameCOMMUNITY FIRST NAT'L BK
TypeBank
AddressMANHATTAN, KS 66502
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 3, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2254 CEDAR POINT AVE, POINT ROBERTS, WA 98281-8706
Document Number2171001487
Instrument DateOct 9, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2017
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2254 CEDAR POINT AVE POINT ROBERTS WA 982818706, POINT ROBERTS, WA 98281-8706

Mortgage

Document Number2171001487
DateOct 13, 2017
Instrument1001487
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2254 Cedar Point Ave was $3,218.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictBlaine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,218.00$391,096 Land $103,403 Building $287,693$391,096 Land $103,403 Building $287,693
2022$345,120 Land $85,000 Building $260,120$345,120 Land $85,000 Building $260,120
2021$2,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2254 Cedar Point Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 units insured
incl. 32 condo units
Nearby Flood Claims3 (2006–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2254 Cedar Point Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT ROBERTS WATER DISTRICT NO 4
serves 1,440 people · EPA ID WA5395750
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Whidbey Telephone
DSL
25 / 3

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