22539 Cavetown Church Rd, Cavetown, MD 21720 Property Records

Washington County property record for 22539 Cavetown Church Rd, Cavetown, MD 21720

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1967
Lot Size	1.32 acres (57,630 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,706 (2026)
Deeds & Mortgages	Apr 2023 Transfer Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-005903`

Property Details

APN / Parcel Number

Primary APN	`07-005903`
Alternative APN	`005903`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Total Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	57,630 sqft (1.32 acres)
Porch	Porch
Porch Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005903
Street Address	22539 CAVETOWN CHURCH RD
City	CAVETOWN
State	MD
Zip	21720-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.323 ACRES 22539 CAVETOWN CHURCH RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2013
Census Tract	11301

Owner

22539 Cavetown Church Rd is owned by two individuals who acquired it in March 2023.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21718 JEFFERSON BLVD, SMITHSBURG, MD 21783-1738
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Intrafamily Transfer, Transfer
Mar 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 22, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 16, 2023
Transfer Doc	0072310039
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Apr 20, 2023
Property Address	22539 CAVETOWN CHURCH RD, CAVETOWN, MD 21720-6002
Document Number	0072310039
Book / Page	7231 / 39
Instrument Date	Mar 16, 2023
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	21718 JEFFERSON BLVD, SMITHSBURG, MD 21783-1738

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 31, 2017
Property Address	22539 CAVETOWN CHURCH RD, CAVETOWN, MD 21720-6002
Document Number	0054730051
Book / Page	005473 / 000051
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21718 JEFFERSON BLVD SMITHSBURG MD 217831738, SMITHSBURG, MD 21783-1738

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 22, 2017
Property Address	22539 CAVETOWN CHURCH RD, CAVETOWN, MD 21720-6002
Document Number	0054660223
Book / Page	005466 / 000223
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21718 JEFFERSON BLVD SMITHSBURG MD 217831738, SMITHSBURG, MD 21783-1738

Tax Assessment & Valuation

The 2026 property tax bill for 22539 Cavetown Church Rd was $2,706, up 3.9% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,706.00 (+3.92%)	$261,367 (+3.91%)	$271,200 (-) Land $106,200 Building $165,000
2025	$2,604.00 (+4.08%)	$251,533	$271,200 Land $106,200 Building $165,000
2024	$2,502.00 (+7.89%)
2023	$2,319.00	$223,067	$241,700 Land $106,200 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22539 Cavetown Church Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1988–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22539 Cavetown Church Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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