22535 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 22535 Summit Rd, Los Gatos, CA 95033

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,126 sqft · built 1959
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Sep 2009)
Tax Bill$5,957 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2019 Mortgage
Flood ZoneZone D (undetermined)
APN558-07-039

Property Details

APN / Parcel Number

Primary APN558-07-039

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,126 sqft Living Area
1st Floor Area1,126 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleL-Shape
Construction TypeWood
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions70 ft deep x 210 ft wide
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address22535 SUMMIT RD
CityLOS GATOS
StateCA
Zip95033-9311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHS-SR
Legal Lot NumberA
JurisdictionSANTA CLARA CA
Township / Civil DivisionLEXINGTON HILLS
Census Block Group2
Census Block2024
Census Tract511800

Owner

22535 Summit Rd is owned and occupied by two individuals who bought it in September 2009.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address22535 SUMMIT RD, LOS GATOS, CA 95033-9311
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2009 · Amount on File
Deed SaleSep 21, 2009 · Amount on File
Prior SaleMay 21, 2009 · Amount on File
Deed Document Number200920437675
Prior Transfer DateJan 10, 1996
Prior Transfer Doc0013171947
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address22535 SUMMIT RD, LOS GATOS, CA 95033-9311
Transaction TypeMortgage
Record UpdatedJan 24, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address22535 SUMMIT RD, LOS GATOS, CA 95033-9311

Mortgage

Document Number0025218242
DateJan 13, 2022
Instrument25218242
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address22535 SUMMIT RD, LOS GATOS, CA 95033-9311
Document Number0024288519
Instrument DateSep 13, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address22535 SUMMIT RD LOS GATOS CA 950339311, LOS GATOS, CA 95033-9311

Mortgage

Document Number0024288519
DateSep 25, 2019
Instrument24288519
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22535 Summit Rd was $5,957.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Elementary School DistrictLoma Prieta Joint Union Elementary School District (KG - 08)
Secondary School DistrictLos Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$464,796 (+2%) Land $263,318 Building $201,478
2025$5,957.00$455,683 Land $258,155 Building $197,528
2023$5,726.00 (+7.63%)$437,990 Land $248,132 Building $189,858
2022$5,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22535 Summit Rd in Zone D, where flood risk has not been studied, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1978–2017)
Most Recent ClaimJan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22535 Summit Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELODY WOODS WATER COMPANY
private · serves 168 people · EPA ID CA4300525
Water SourceGroundwater
Last State InspectionJul 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper1.44 mg/L (2019–2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Surfnet Communications
Fiber · Fixed Wireless
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Ridge Wireless, T-Mobile.

Nearby Properties on Summit Rd

Nearby Streets

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